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Certificates & Savings Rates

Disclosures

1 6 Month Certificate will automatically renew to a 6 Month Certificate at the current rate in effect at the time of maturity. 12 Month Certificate will automatically renew to a 12 Month Certificate at the current rate in effect at the time of maturity. 18 Month Certificate will automatically renew to a 24 Month Certificate at the current rate in effect at the time of maturity. A penalty will be applied for early withdrawal. $500 minimum balance to open. Insured by NCUA. Limited time offer: terms and conditions are subject to modification at any time with or without notice.

Online certificate opening is limited to a $2,500 deposit. For greater certificate deposits, please open an account in-center.

2 APY(s)=Annual Percentage Yield(s). Credit union membership required. Rates subject to change without notice. Subject to approval. Certain restrictions may apply. Certificates earn dividends. Minimum opening deposit of $500. Fees and other conditions may reduce earnings on these account(s). Early withdrawal penalties may apply. Early withdrawal penalties will be deducted from principal if the account has not earned enough dividends or dividends have already been paid. Federally insured by NCUA.

3 The dividend rate will be paid until the certificate matures. Upon maturity of the certificate, unless you contact us prior to maturity, the certificate will automatically renew to the original term and at the current rate in effect at the time of maturity. A penalty will be applied for early withdrawal. $500 minimum balance to open.

4 APY(s)=Annual Percentage Yield(s). Dividend rates and APYs are variable and may change after the account is opened. Rates subject to change without notice. Certain restrictions may apply. Fees and other conditions may reduce earnings on these account(s). Credit union membership required. Tiered balances earn tiered rates.

5 APY(s)=Annual Percentage Yield(s). Credit union membership required. Savings rates are variable and may change after the account is opened. Rates subject to change without notice. Fees may reduce earnings on these account(s). $5 in share account is required to establish membership. The entire balance of the Club account will be automatically transferred to the member's Savings account after the 12-month club period established by the member at the time of account opening. The account will remain open for subsequent club periods. During each club period, a member may make one withdrawal from their account. Upon a second withdrawal during the same club period, the member's account will be closed, and a fee will be charged as disclosed in the Fee Schedule. However, no fee will be charged if the withdrawal occurs within seven (7) days of the date the account is opened.