No Credit History? No Problem.
At First Commonwealth we want to get you on the road to financial success, and that includes your first auto loan. Get pre-approved before your shop, and you will drive away confidently in your new ride.
Meet with one of our Certified Financial Wellness Counselors to complete a Financial Health Check, and together complete your application to our First Time Auto Buyer program. This can be done virtually or in the financial center most convenient for you. Our program includes these great benefits:
Then with your loan pre-approval, it's time to go shopping.
1 Member will receive an email (or letter mailed to address on file if no email available) after making six months and 12 months of on-time payments, acknowledging eligibility for $25 deposit or rate reduction. Member must respond to claim the rewards. No credit pull required for those qualified for the 1% reduction at 12 months. To determine if your rate reduction can be even higher, member must authorize credit to be pulled on the reward claim form.
2 Please email proof of Navigating Auto Loans course completion to email@example.com. A screenshot of the Certificate works! Must complete the Financial Wellness Check first to be eligible for this additional discount.