Retirement
Retirement Savings
Save a little today so you can enjoy more tomorrow.
You may have an ideal vision of retirement, where you can finally pursue all the activities you never had time for. But how do you turn this vision into reality? It's in your hands, and a Wealth Advisor can assist you in devising a plan that fully realizes your retirement objectives.
Many people look forward to the day when they'll be spending time with their grandkids and not sitting in traffic on the way to work. However, it's essential to realize that retirement isn't just a milestone to be achieved at 65—it's a journey that begins today.
A Wealth Advisor can meet with you uncover your needs and long-term goals, then build a financial plan that will help you understand:
- Which investment strategy is appropriate for you, your family, and your future
- Various asset allocation models and investment vehicles used to plan for a comfortable retirement
- Your risk tolerance and time horizon
- The ups and downs of the market and how they may affect your goals
Schedule a free, no-obligation appointment to learn more about your retirement planning options.
Income in Retirement
Creating income for the next chapter of your life.
Planning for retirement is about more than amassing a large sum of money in investment accounts. That method alone will not likely be sustainable in today's world. Given that retirement often lasts 20-plus years, retirees should consider ways to grow their funds and generate income.
Millions of Americans in retirement may be scrambling to make ends meet without the income from a full-time job.
Fortunately, several possible options are available for those looking to increase their income during their non-working years. A Wealth Advisor can help you overcome retirement income problems and make a regular income stream by:
- Designing a retirement plan
- Uncovering your basic expenses and discretionary expenses
- Evaluating current sources of retirement income
- Identifying potential gaps between income and expenses
- Anticipating fixed and discretionary expenses in retirement
- Positioning assets to generate income
- Uncovering new sources of income
Schedule a complimentary, no-obligation appointment to learn more about income in retirement.
Securities and advisory services are offered through LPL Financial (LPL), a registered investment advisor and broker-dealer (member FINRA/SIPC). Insurance products are offered through LPL or its licensed affiliates. First Commonwealth Federal Credit Union and First Commonwealth Investment Services are not registered as a broker-dealer or investment advisor. Registered representatives of LPL offer products and services using First Commonwealth Investment Services and are employees of LPL. These products and services are being offered through LPL or its affiliates, which are separate entities from, and not affiliates of, First Commonwealth Federal Credit Union or First Commonwealth Investment Services. Securities and insurance offered through LPL or its affiliates are:
| NOT INSURED BY FDIC OR ANY OTHER GOVERNMENT AGENCY | NOT CREDIT UNION GUARANTEED | NOT CREDIT UNION DEPOSITS OR OBLIGATIONS | MAY LOSE VALUE |
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