Retirement is an opportunity. It's a chance to get back in touch with the great dreams of your life. The key to a comfortable retirement is not outliving your money.

Are you on track to retire? Can you afford to retire? Will your income last in retirement? These are very important questions and the answers really depend on the financial choices you make.

The right choices can sustain your income and enhance your lifestyle. The wrong choices can leave you vulnerable to taxes and inflation.

You could benefit from talking with a CFS Financial Advisor about the options available to help you plan for a successful financial future. They can help you sort through all the complicated financial issues you are facing, answer your questions and provide assistance in helping you reach your financial goals. Contact First Commonwealth Investment Services at 610.821.2469 to schedule a free, no-obligation review with one of our CFS Financial Advisors.

BrokerCheck by FINRA

*Non-deposit investment products and services are offered through CUSO Financial Services, L.P. (“CFS”), a registered broker-dealer (Member FINRA/SIPC) and Registered Investment Advisor. Products offered through CFS: are not NCUA/NCUSIF or otherwise federally insured, are not guarantees or obligations of the credit union, and may involve investment risk including possible loss of principal. Investment Representatives are registered through CFS. The Credit Union has contracted with CFS to make non-deposit investment products and services available to credit union members.

CFS and its representatives do not offer tax advice. For such advice, please contact a tax professional.

**Before deciding whether to retain assets in an employer sponsored plan or roll over to an IRA an investor should consider various factors including, but not limited to: investment options, fees and expenses, services, withdrawal penalties, protection from creditors and legal judgments, required minimum distributions and possession of employer stock.