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Fee Schedule

Table data for Account Fee Listing
 As of May 1, 2024
Account Type Amount Alert Me
Fresh Start Checking 1
Monthly Service Fee

Table data for General Fee Listing
 As of May 1, 2024
Fee Amount Alert Me
Account Balancing Assistance $20/Hour
Account Research $20/Hour
Account Activity / In-Center Statement Printout $5/Printout
Automatic Overdraft Transfer to/from Checking or Savings $5/Each
Club Account Withdrawals $10/Withdrawal After 1 per term
Collection Item (Outgoing) $100
Courtesy Pay (Max. 4 per day)
Excludes Fresh Start Checking

Deposited Checks and Other Items Returned Unpaid $15
Dormant Account Fee
Fee applies after 12 months of account inactivity

Early Account Closure Fee $20 if closed within 90 days of opening
Express Pay
Payment made within Digital Banking using Loan Payment Center
Failing to Update Address $5
Locator Service $10/Bad Address
Mailing a Certificate Dividend Check $2
Mailing Club Account Check $2
Nonsufficient Funds and Other Returned Items $25
Stop Payment ACH Fee $22
Stop Payment for Check Fee $22
Stop Payment (Series of Checks) Fee $22
Stop Payment "Bank Checks" Fee $22
Transferring HSA Funds from FCFCU $10
Transferring IRA Funds from FCFCU $10
Table data for Other Service Fees
 As of May 1, 2024
Fee Amount Alert Me
Cashier's Check $7
External Transfer Fee (Outgoing) $3
Foreign Transaction Fee for Debit and Credit Cards                
Except for Empower Card
Up to 1% to the amount of the transaction
Calculated in U.S. dollars
Money Order $4 Each
Paper Statement Fee if not enrolled in eStatements $3
VISA Gift Cards $3
Wire Transfer Fee - (Incoming-Domestic) $10
Wire Transfer Fee (Outgoing-Domestic) $25/transfer
Wire Transfer Fee (Incoming-International) $10
Wire Transfer Fee (Outgoing-International) $40/transfer
Table data for Legal Action Fees
 As of May 1, 2024
Fee Amount Alert Me
Escheatment Processing Fee $50
IRS Levy/Garnishments/Other Up to $250


1 Subject to approval. Credit union membership required. Certain restrictions and fees may apply. Subject to change without notice. Federally insured by NCUA.