Fee Schedule

Table data for Account Fee Listing
As of April 1, 2024
Account Type	Amount	Alert Me
Fresh Start Checking ¹ Monthly Service Fee	$5

Table data for General Fee Listing
As of April 1, 2024
Fee	Amount	Alert Me
Account Balancing Assistance	$20/Hour

Account Research	$20/Hour

Account Activity / In-Center Statement Printout	$5/Printout

Automatic Overdraft Transfer to/from Checking or Savings	$5/Each

Club Account Withdrawals	$10/Withdrawal After 1 per term

Collection Item (Outgoing)	$100

Courtesy Pay (Max. 4 per day) Excludes Fresh Start Checking	$25

Deposited Checks and Other Items Returned Unpaid	$15

Dormant Account Fee Fee applies after 12 months of account inactivity	$5

Early Account Closure Fee	$20 if closed within 90 days of opening

Express Pay Payment made within Digital Banking using Loan Payment Center	$2

Failing to Update Address	$5

Locator Service	$10/Bad Address

Mailing a Certificate Dividend Check	$2

Mailing Club Account Check	$2

Nonsufficient Funds and Other Returned Items	$25

Stop Payment ACH Fee	$22

Stop Payment for Check Fee	$22

Stop Payment (Series of Checks) Fee	$22

Stop Payment "Bank Checks" Fee	$22

Transferring HSA Funds from FCFCU	$10

Transferring IRA Funds from FCFCU	$10

Table data for Other Service Fees
As of April 1, 2024
Fee	Amount	Alert Me
Cashier's Check	$7

External Transfer Fee (Outgoing)	$3

Foreign Transaction Fee for Debit and Credit Cards Except for Empower Card	Up to 1% to the amount of the transaction Calculated in U.S. dollars

Money Order	$4 Each

Paper Statement Fee if not enrolled in eStatements	$3

VISA Gift Cards	$3

Wire Transfer Fee - (Incoming-Domestic)	$10

Wire Transfer Fee (Outgoing-Domestic)	$25/transfer

Wire Transfer Fee (Incoming-International)	$10

Wire Transfer Fee (Outgoing-International)	$40/transfer

Table data for Legal Action Fees
As of April 1, 2024
Fee	Amount	Alert Me
Escheatment Processing Fee	$50

IRS Levy/Garnishments/Other	Up to $250

Disclosures

¹ Subject to approval. Credit union membership required. Certain restrictions and fees may apply. Subject to change without notice. Federally insured by NCUA.