Business Checking

First Commonwealth offers business members two types of dividend-bearing business checking accounts.

Business Advantage I

Business Advantage I

  • Minimum balance $1,000
  • 100 free deposited items per month
  • 50 free cleared items per month
  • Free VISA Check Card (debit card)

Business Advantage II

Business Advantage II

  • Minimum balance $2,500
  • 250 free deposited items per month
  • 125 free cleared items per month
  • Free VISA Check Card (debit card)

Rates

Printable Rates

Business - Checking Advantage I

  •  02-19-2017
Balance Dividend Rate APY1 Alert Me
$250,000 or greater 0.20% 0.20%
$100,000 or greater 0.15% 0.15%
$50,000 or greater 0.05% 0.05%
$10,000 or greater 0.05% 0.05%
$2,500 or greater 0.05% 0.05%
Less than $2,500 0.00% 0.00%
Minimum balance for this account is $1,000.
  • 1APY = Annual Percentage Yield

Business - Checking Advantage II

  •  02-19-2017
Balance Dividend Rate APY1 Alert Me
$250,000 or greater 0.15% 0.15%
$100,000 or greater 0.10% 0.10%
$50,000 or greater 0.03% 0.03%
$10,000 or greater 0.03% 0.03%
$2,500 or greater 0.03% 0.03%
Less than $2,500 0.00% 0.00%
Minimum balance for this account is $2,500.
  • 1APY = Annual Percentage Yield

Debit Card

Visa® Debit Card

This versatile debit card provides you with instant access to your funds at ATM's and millions of locations worldwide. When purchasing business supplies, just swipe your card, select the “credit” option and sign. Your purchases will be deducted from your checking account. 

You can also use your First Commonwealth card without surcharge at participating CU$ Network ATMs.


Fees

Business Fees

  •  02-19-2017
Fee Amount Alert Me
Account Activity Printout $5
Account Balancing Assistance - Per Hour $20
Account Research - Per Hour $20
ACH Origination per agreement
Bill Payer Research - Per Item $18
Cashiers Check $7
Check Printing (fee depends on check style ordered) Market
Collection Item (outgoing) $100
Copy of Check (up to 12 months) $3
Copy of Check (older than 12 months) $5
Deposited Checks & Other Items Returned Unpaid $15
Disposable Night Depository Per Bag Fee (minimum quantity - 50 count) $0.50
Dormant Account Monthly Fee $5
Early Account Closure (within 90 days of opening) $20
HomeLink Business with e-Payer Business $10/month
HomeLink Business with e-Payer Business and 1 module1 $25/month
HomeLink Business with e-Payer Business and 2 modules1 $40/month
HomeLink Business with e-Payer Business and 3 modules1 $55/month
Escheatment Processing $50
Excessive ATM PIN Based Debits $1
Failing to Update Your Address $5
IRS Levy/Garnishm up to $250
Locator Service $10
Mailing a Certificate Dividend Check $2
Minimum Balance Fee (Advantage I, minimum balance $1,000) $12.50
Minimum Balance Fee (Advantage II, minimum balance $2,500) $20
Money Order $4
Night Depository FREE
Non-Sufficient Funds & Other Returned Items (each) $33
Per Cleared Item Fee $0.15
Per Deposited Item Fee $0.25
RDC Multi-Check Scanner at cost
Replacing a Plastic Card $10
Rolled Coin (Processed) Fee - Substantial Quantity $10
Rolled Coin (Purchased) Fee Per Roll $0.05
Stop Payment for ACH $25
Stop Payment for Check $22
Stop Payment (Series of Checks) $27
Wire Transfer (Incoming) $10
Wire Transfer (Outgoing - Domestic) $25
Wrapped Cash (Purchased) Fee Per Pack $0.10
  • 1Additional modules include ACH, wire transfers and RDC (Remote Deposit Capture).