It's fast.
Pay in seconds where you see the Contactless Symbol—way faster than fumbling with cash.
It's easy.
No need to insert your card or swipe it. A simple tap on the contactless-enabled terminal is all it takes.
It's secure.
Contactless cards use the same trusted security as chip cards. Each transaction is protected by a dynamic encryption that protects your payment information.
Want to know more?
Here are some frequently asked questions:
How do I get a contactless card?
If you already have a First Commonwealth debit or credit card, you can upgrade to a Contactless card with Instant Issue. Stop in to a financial center to upgrade your card on-the-spot. We recommend scheduling an appointment to limit any potential wait time.
If you do not yet have a debit card, all you need is a checking account - the card is free. Open a checking account today!
If you do not yet have a credit card, you can apply online in mintues.
How do I know if I can tap to pay with my card?
Look for the Contactless Indicator on your card to know if you can use it to tap to pay for purchases.
Do I actually have to tap my contactless card on the contactless-enabled terminal?
No. However, the card should be close (within 1-2 inches) to the Contactless Symbol on the contactless-enabled terminal.
How do I hold my contactless card to the contactless-enabled terminal?
The terminal reads the card best when it is flat over the Contactless Symbol, versus at an angle.
How long do I need to hold my contactless card to the contactless-enabled terminal?
You should hold your contactless card to the contactless-enabled terminal for 1 – 2 seconds.
Can I unknowingly make a purchase if I am in close proximity to a contactless-enabled terminal?
No. Contactless technology requires the merchant to first initiate the payment, and the contactless card must be held in close proximity (1 - 2 inches) to the terminal for a transaction to take place.
The Contactless Symbol and Contactless Indicator are trademarks owned by and used with permission of EMVCo, LLC.