First Commonwealth offers a full array of savings services for you and every member of your family. Our savings, clubs, and money market accounts are designed for easy access to your funds and cost effectiveness.
If you are interested in opening an account, schedule an appointment at one of our financial centers to ensure there will be an associate available to meet with you at your chosen time.
Schedule an Appointment
Savings Accounts
All members are required to open a basic savings account and maintain a minimum balance of $5. This is what makes you an official credit union member. Basic savings accounts earn competitive dividends. Once a savings account is opened, you can open a checking account, certificates, club accounts, IRAs, money market accounts and more.
Find out if you are eligible for membership
Money Market Accounts
Earn a higher yield, without having to lock into a fixed term.
Money Market & Money Market IRA Accounts
Earn a tiered APY (annual percent yield) based on your daily balances.
- Minimum balance of $2,500 to earn dividends
- No monthly service charges
- Convenience of clearing up to 6 drafts monthly
- Tiered rates
Elite Money Market Accounts
Our highest yielding money market for members with large balances.
- Minimum balance of $50,000 to earn higher yield
- Up to $250,000 in additional savings insurance coverage for balances of $250,000 and greater
- Convenience of clearing up to 6 drafts per month
- Tiered rates
Club Savings Accounts
The best way to save for a vacation or holiday spending. With Holiday Club Accounts, you'll enjoy:
- Open enrollment throughout the year
- No minimum balances
- No monthly service charges
- Flexible maturity dates
- Fundable through automatic transfer
You can set up regular deposits that can be deducted from each pay. Club Accounts may be opened through at any of our convenient financial centers or by calling us at 610.821.2403.
Rates
Printable Rates
Table data for Savings Account Rates 11-15-2019
| Savings |
$5 |
0.10% |
0.10% |
|
|
|
| Club Account |
None |
0.10% |
0.10% |
|
|
|
| IRA Savings |
None |
0.10% |
0.10% |
|
|
|
| Health Savings |
$10,000 or greater |
0.30% |
0.30% |
|
|
|
|
$1,500 or greater |
0.15% |
0.15% |
|
|
|
|
Less than $1,500 |
0.10% |
0.10% |
|
|
|
Table data for Money Market Account Rates 11-15-2019
| Money Market/Money Market IRA |
$50,000 or greater |
0.33% |
0.33% |
|
|
|
|
$25,000 or greater |
0.30% |
0.30% |
|
|
|
|
$10,000 or greater |
0.24% |
0.24% |
|
|
|
|
$2,500 or greater |
0.21% |
0.21% |
|
|
|
|
Less than $2,500 |
0.00% |
0.00% |
|
|
|
| Elite Money Market/Elite Money Market IRA |
$250,000 or greater |
0.43% |
0.43% |
|
|
|
|
$100,000 or greater |
0.37% |
0.37% |
|
|
|
|
$50,000 or greater |
0.35% |
0.35% |
|
|
|
|
Less than $50,000 |
0.10% |
0.10% |
|
|
|
Safe Deposit Boxes
Printable Fees
Table data for Safe Deposit Box 08-15-2014
| 3" x 5" x 24" |
$30 Annually |
|
|
|
|
|
| 5" x 5" x 24 |
$40 Annually |
|
|
|
|
|
| 3" x 10" x 24 |
$45 Annually |
|
|
|
|
|
| 5" x 10" x 24" |
$65 Annually |
|
|
|
|
|
| 10" x 10" x 24 |
$105 Annually |
|
|
|
|
|
| Drilling Safe Box |
Market |
|
|
|
|
|
| Lost Safe Box Key |
$5 |
|
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|
|
|
Resources
Free education and resources for our members.
Calculator
What might it take to save one million dollars?
4APY=Annual Percentage Yield. The Boost Money Market Special account offers a fixed introductory rate of 2.28% APY during the first 12 statement cycles on balances of $50,000.00 to $100,000.00. Balances below $50,000.00 will receive a rate of 0%, balances above $100,000.00 will receive a rate of 0.37%, resulting in an APY that ranges from 2.28%-0.00% depending on the balance in the account. After dividends have been paid on the 12th month after the Boost Money Market Special was opened, the account will convert to an Elite Money Market account. The minimum balance required to open the Boost Money Market Special is $50,000.00 of which $25,000.00 must be New Money. New Money is defined as money that is not currently on deposit in any First Commonwealth FCU account. Limited time offer. Rates may change at any time. Fees may reduce earnings.
