COVID-19 Update: Click Here for More Information

MOBILE/ONLINE: Please use mobile and online for everyday banking, loan payments and remote deposit.  PHONE: Use Phone Banking (610.807.3095) for transactions. Skip the wait and schedule a phone appointment with our Contact Center. FINANCIAL CENTERS: Drive-Up Service Only M-F: 9 am - 4 pm | Sat.: 9 am - noon. ITMS: Live Video Associate service is unavailable through April 4, 2020. 

IMPORTANT LOCATIONS UPDATE: Our Allentown, Bethlehem , Kutztown and Northwood Financial Centers as well as our Corporate Office are temporarily closed; however our employees are working remotely to continue to provide service to our members.

We're experiening extremely high volumes in our Contact Center. If you get a busy signal, please hang up and dial 484-929-2291 or 1-877-583-2328.

First Commonwealth Federal Credit Union
Forbes 2019 Best in State credit unions

Credit Cards

When you have a VISA® Credit Card from First Commonwealth, you'll enjoy:

  • No Annual Fee
  • No Balance Transfer Fees
  • No Cash Advance Fees
  • No Penalty APRs

VISA Balance Transfer Promo!

Transfer a balance to your VISA Platinum or VISA Platinum Rewards Card by 4.30.2020 and pay just 1.99% APR**.
Then, pay as low as 6.99% Variable APR*

Rate good through 4.30.2021.

PLUS: NO Balance Transfer Fees!

Man with Credit Card

TRANSFER NOW!

CHOOSE THE CREDIT CARD FOR YOUR LIFESTYLE

Visa® Signature
VISA Signature

Earn Cash Back!

Earn 1.5% Cash Back on every purchase you make. Earn even more Cash Back at select retailers!

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Visa® Rewards

VISA Rewards

Earn Points!

Earn 1 point for every dollar you spend. Redeem in our rewards mall - full of thousands of items!

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Visa® Platinum

VISA Platinum

Great Rate!

Our lowest rate card. Perfect for consolidating credit card debt with no transfer fees!

LEARN MORE


We also offer a Visa Platinum Secured Card.
With no credit check required, they are a great way to build your credit score and history.

LEARN MORE

Comparison

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Our Cards

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a Balance

Stolen

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Lost or Stolen

Protection for Your Card

VISA Purchase Alerts

Receive real-time text alerts based on preferences you set. When a transaction occurs outside of you parameters, you’ll receive a real-time text alert so you can put a stop to fraud the moment it occurs.

VISA - Zero Liability Policy

Covers US issued credit cards. Contact us immediately if there has been unauthorized use of your credit card.

Real Time Fraud Protection

For your protection, credit authorizations are reviewed in "real time" at the point of purchase and compared to your usual spending patterns, as well as known fraud trends, to detect unusual activity.

Table data for Credit Cards
 04-05-2020
Credit Card APR (as low as)1 Alert Me
VISA Signature 14.25%
VISA Platinum Rewards 8.25%
VISA Platinum 6.99%
VISA Platinum Secured 6.99%
View the Visa Application and Solicitation Disclosures: https://bit.ly/2Ak5gaA
  • 1APR=Annual Percentage Rate. All applicants applying for a Visa will be reviewed for creditworthiness. If approved, the type of card, rate and the credit line granted are subject to the credit union’s underwriting guidelines. VARIABLE RATE INFORMATION: Visa Platinum: The APR is equal to Prime Rate plus a margin of 3.74%, 6% or 10%, depending on creditworthiness, and will never be greater than 18%; Visa Platinum Rewards: The APR is equal to Prime Rate plus a margin of 5% and will never be greater than 18%; Visa Signature: The APR is equal to Prime Rate plus a margin of 11% and will never be greater than 18%.↵

**APR = Annual Percentage Rate. Rate eligible for balance transfers made by 4.30.2020 and is good through 4.30.2021. Any balance transfer made after 4.30.2020 or any balance that remains after 4.30.2021 will receive the card’s normal balance transfer rate, currently as low as 8.49%APR for Platinum and 9.75% for Platinum Rewards.

*Benefits are subject to change. Certain restrictions, limitations and exclusions apply. Refer to your Guide to Benefits (Platinum, Platinum Rewards) for complete details on all benefits provided.

CLICK HERE to view the VISA Consumer Credit Card Agreement.
CLICK HERE to view the Application and Solicitation Disclosure.