*APR=Annual Percentage Rate. All applicants applying for a Visa will be reviewed for creditworthiness. If approved, the type of card (Platinum, Platinum Rewards) and the credit line granted are subject to the credit union’s underwriting guidelines. VARIABLE RATE INFORMATION: Visa Platinum: The APR is equal to Prime Rate plus a margin of 3.74%, 6% or 10%, depending on creditworthiness, and will never be greater than 18%; Visa Platinum Rewards: The APR is equal to Prime Rate plus a margin of 5% and will never be greater than 18%.
**The promotional rate is for qualifying borrowers and is 0.90% APR and will be applied to Visa Platinum and Visa Platinum Rewards balance transfers made between February 1, 2021, and April 30, 2021. Balance transfers must post to your account by April 30, 2021, to receive the promotional rate. When you take advantage of the promotional offer, Visa Platinum balance transfers for qualifying borrowers will accrue interest at 0.90% APR until April 30, 2022, from the balance transfer date; any remaining balance will begin to accrue interest at the variable rate as low as 6.99% APR, which is subject to change. Visa Platinum Rewards balance transfers for qualifying borrowers will accrue interest at 0.90% APR until April 30, 2022, from the balance transfer date; any remaining balance will begin to accrue interest at the variable rate of 8.50% APR, which is subject to change. Payments will be applied as stated in your Visa Consumer Credit Card Agreement. Any existing balances on current First Commonwealth Federal Credit Union loan and/or credit card accounts are not eligible for the balance transfer offer.
Please Note: You are liable for any late payments, finance charges, or disputed amounts on your other accounts. Finance charges begin accruing the day the balance transfer is processed. Transfers may be made payable up to your available balance; transfers exceeding your available balance, may not be processed. Offer may not be used to pay off existing First Commonwealth loans; external institutions only.
CLICK HERE to view the VISA Consumer Credit Card Agreement.
CLICK HERE to view the Application and Solicitation Disclosure.
