First Commonwealth Federal Credit Union
Forbes 2019 Best in State credit unions

Credit Cards

When you have a VISA® Credit Card from First Commonwealth, you'll enjoy:

  • No Annual Fee
  • No Balance Transfer Fees
  • No Cash Advance Fees
  • No Penalty APRs

CHOOSE THE CREDIT CARD FOR YOUR LIFESTYLE

Visa® Signature
VISA Signature

Earn Cash Back!

Earn 1.5% Cash Back on every purchase you make. Earn even more Cash Back at select retailers!

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Visa® Rewards

VISA Rewards

Earn Points!

Earn 1 point for every dollar you spend. Redeem in our rewards mall - full of thousands of items!

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Visa® Platinum

VISA Platinum

Great Rate!

Our lowest rate card. Perfect for consolidating credit card debt with no transfer fees!

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We also offer a Visa Platinum Secured Card.
With no credit check required, they are a great way to build your credit score and history.

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Comparison

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Our Cards

Transfer

Transfer
a Balance

Stolen

Report Card
Lost or Stolen

Protection for Your Card

VISA Purchase Alerts

Receive real-time text alerts based on preferences you set. When a transaction occurs outside of you parameters, you’ll receive a real-time text alert so you can put a stop to fraud the moment it occurs.

VISA - Zero Liability Policy

Covers US issued credit cards. Contact us immediately if there has been unauthorized use of your credit card.

Real Time Fraud Protection

For your protection, credit authorizations are reviewed in "real time" at the point of purchase and compared to your usual spending patterns, as well as known fraud trends, to detect unusual activity.

Table data for Credit Cards
 01-25-2020
Credit Card Intro APR1 APR (as low as)2 Alert Me
VISA Signature N/A 15.75%
VISA Platinum Rewards 2.49% 9.75%
VISA Platinum 2.49% 8.49%
VISA Platinum Secured 2.49% 8.49%
View the Visa Application and Solicitation Disclosures: https://bit.ly/2Ak5gaA
  • 1*Promotional Period for Introductory Annual Percentage Rate (APR). The Introductory APR for balance transfers, cash advances and purchases will apply to transactions posted to your account within 180 days of account opening. The introductory rate will be applied to Visa Platinum and Visa Platinum Rewards purchases, balance transfers and cash advances made during the first six billing cycles after Visa open date; any remaining balance will begin to accrue interest at the variable rate (based on creditworthiness), which is subject to change. Payments will be applied as stated in your Visa Consumer Credit Card Agreement. Any existing balances on current First Commonwealth Federal Credit Union loan and/or credit card accounts are not eligible for the introductory APR. Income verification required for credit lines of $10,000 and greater.↵
  • 2APR=Annual Percentage Rate. All applicants applying for a Visa will be reviewed for creditworthiness. If approved, the type of card, rate and the credit line granted are subject to the credit union’s underwriting guidelines. VARIABLE RATE INFORMATION: Visa Platinum: The APR is equal to Prime Rate plus a margin of 3.74%, 6% or 10%, depending on creditworthiness, and will never be greater than 18%; Visa Platinum Rewards: The APR is equal to Prime Rate plus a margin of 5% and will never be greater than 18%; Visa Signature: The APR is equal to Prime Rate plus a margin of 11% and will never be greater than 18%.↵

*Benefits are subject to change. Certain restrictions, limitations and exclusions apply. Refer to your Guide to Benefits (Platinum, Platinum Rewards) for complete details on all benefits provided.

CLICK HERE to view the VISA Consumer Credit Card Agreement.
CLICK HERE to view the Application and Solicitation Disclosure.