Transfer your high-rate balances today to save at our great rates. We offer:
- No balance transfer fees
- No penalty APRs
- No annual fee
*APR=Annual Percentage Rate. All applicants applying for a Visa will be reviewed for creditworthiness. If approved, the type of card (Platinum, Platinum Rewards), rate and the credit line granted are subject to the credit union’s underwriting guidelines. VARIABLE RATE INFORMATION: Visa Platinum: The APR is equal to Prime Rate plus a margin of 3.74%, 6% or 10%, depending on creditworthiness, and will never be greater than 18%; Visa Platinum Rewards: The APR is equal to Prime Rate plus a margin of 5% and will never be greater than 18%.
1 Benefits are subject to change. Certain restrictions, limitations and exclusions apply. Refer to your Guide to Benefits for complete details on all benefits provided.
2 Minimum pledge required is $300. The APR varies based on the amount you have on deposit to secure this card.
3 Minimum pledge required is $5,000. The APR varies based on the amount you have on deposit to secure this card.
|Credit Card||APR (as low as)||Alert Me|
|VISA Platinum Rewards||8.75%1|
|VISA Platinum Secured||7.49%1|
|VISA Platinum Rewards Secured||8.75%1|
Double Points Extended through January 31!
Use your low-interest VISA Platinum Rewards credit card for all your retail purchases in November and December and earn $2 for every $1 you spend! Use your points to redeem cash back, merchandise, gift cards or travel for your next vacation. Remember you can also earn extra points when shopping at participating retailers through the CURewards Mall when you login to the site. Register on CURewards to watch your points grow.
Current First Commonwealth Visa® Platinum Rewards cardholders must register for the new CURewards program by following the steps below:
Please Note: The cardholder's name must be entered exactly as it appears on the card when registering. Business Visa® Platinum cards are not eligible for CURewards.
There are several options you can use to access CURewards:
Gift cards are a great option for the hard-to-shop-for-what-do-you-get-the-person-who-has-everything people on your list.
They're easy to buy (only a $3 processing fee per gift card), require little or no wrapping, and allow recipients to have a say in their gift. First Commonwealth VISA® Gift Cards are available in a variety of designs and amounts from $10 to $1,000. The gift cards are accepted worldwide, wherever VISA® Debit Cards are accepted, and may be used online, by phone or in person.
Plus, if a VISA® Gift Card is ever lost or stolen, a replacement card can be issued. Simply stop by any of our six convenient locations to pick up a VISA® Gift Card today and wrap up all your shopping!
To report a lost , stolen or denied ATM or VISA Debit Card or VISA Credit Card
Within the United States, call toll free – 1.855.710.3064
International (call collect)
Ensure your transactions are processed and your credit card isn't blocked. To protect you from fraud, credit cards are flagged if there is suspicious activity such as the card being used in another country.
Contact Member Services
Helps you determine which balance transfers will produce the greatest savings.
Helps you determine the best distribution of your credit card debt.
Helps you determine if debt consolidation is right for you.