First Commonwealth Federal Credit Union

Credit Cards

When you have a VISA® Credit Card from First Commonwealth, you'll enjoy:

  • No Annual Fee
  • No Balance Transfer Fees
  • No Cash Advance Fees
  • No Penalty APRs
  • Ecofriendly Recycled Material on Instant Issued Cards

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CHOOSE THE CREDIT CARD FOR YOUR LIFESTYLE

Visa® Signature
Empower

Earn Cash Back!

Earn 1.5% Cash Back on every purchase you make. Earn even more Cash Back at select retailers!

GET CASH BACK

Visa® Rewards

Rewards

Earn Points!

Earn 1 point for every dollar you spend. Redeem in our rewards mall - full of thousands of items!

GET REWARDS

Visa® Platinum

Platinum

Great Rate!

Our lowest rate card. Perfect for consolidating credit card debt with no transfer fees!

GET GREAT RATES

We also offer a Visa Platinum Secured Card.
With no credit check required, they are a great way to build your credit score and history.

LEARN MORE

Comparison

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Our Cards

Transfer

Transfer
a Balance

Stolen

Report Card
Lost or Stolen

Protection for Your Card

VISA Purchase Alerts

Receive real-time text alerts based on preferences you set. When a transaction occurs outside of you parameters, you’ll receive a real-time text alert so you can put a stop to fraud the moment it occurs.

VISA - Zero Liability Policy

Covers US issued credit cards. Contact us immediately if there has been unauthorized use of your credit card.

Real Time Fraud Protection

For your protection, credit authorizations are reviewed in "real time" at the point of purchase and compared to your usual spending patterns, as well as known fraud trends, to detect unusual activity.

Table data for Credit Cards
 10-01-2022
Credit Card APR (as low as)1 Alert Me
VISA Signature 17.25%
VISA Platinum Rewards 11.25%
VISA Platinum 9.99%
VISA Platinum Secured 9.99%
View the Visa Application and Solicitation Disclosures: https://bit.ly/2Ak5gaA
  • 1APR=Annual Percentage Rate. All applicants applying for a Visa will be reviewed for creditworthiness. If approved, the type of card, rate and the credit line granted are subject to the credit union’s underwriting guidelines. VARIABLE RATE INFORMATION: Visa Platinum: The APR is equal to Prime Rate plus a margin of 3.74%, 6% or 10%, depending on creditworthiness, and will never be greater than 18%; Visa Platinum Rewards: The APR is equal to Prime Rate plus a margin of 5% and will never be greater than 18%; Visa Signature: The APR is equal to Prime Rate plus a margin of 11% and will never be greater than 18%.↵