Credit Cards

When you have a VISA® Credit Card from First Commonwealth, you'll enjoy:

  • No Annual Fee
  • No Balance Transfer Fees
  • No Cash Advance Fees
  • No Penalty APRs

APPLY NOW


CHOOSE THE CREDIT CARD FOR YOUR LIFESTYLE

Visa® Signature
Empower

Earn Cash Back!

Earn 1.5% Cash Back on every purchase you make. Earn even more Cash Back at select retailers!

GET CASH BACK

Visa® Rewards

Rewards

Earn Points!

Earn 1 point for every dollar you spend. Redeem in our rewards mall - full of thousands of items!

GET REWARDS

Visa® Platinum

Platinum

Great Rate!

Our lowest rate card. Perfect for consolidating credit card debt with no transfer fees!

GET GREAT RATES

We also offer a Visa Platinum Secured Card.
With no credit check required, they are a great way to build your credit score and history.

LEARN MORE

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Table data for Credit Cards
 04-13-2021
Credit Card APR (as low as)1 Alert Me
VISA Signature 14.25%
VISA Platinum Rewards 8.25%
VISA Platinum 6.99%
VISA Platinum Secured 6.99%
View the Visa Application and Solicitation Disclosures: https://bit.ly/2Ak5gaA
  • 1APR=Annual Percentage Rate. All applicants applying for a Visa will be reviewed for creditworthiness. If approved, the type of card, rate and the credit line granted are subject to the credit union’s underwriting guidelines. VARIABLE RATE INFORMATION: Visa Platinum: The APR is equal to Prime Rate plus a margin of 3.74%, 6% or 10%, depending on creditworthiness, and will never be greater than 18%; Visa Platinum Rewards: The APR is equal to Prime Rate plus a margin of 5% and will never be greater than 18%; Visa Signature: The APR is equal to Prime Rate plus a margin of 11% and will never be greater than 18%.

*APR=Annual Percentage Rate. All applicants applying for a Visa will be reviewed for creditworthiness. If approved, the type of card (Platinum, Platinum Rewards) and the credit line granted are subject to the credit union’s underwriting guidelines. VARIABLE RATE INFORMATION: Visa Platinum: The APR is equal to Prime Rate plus a margin of 3.74%, 6% or 10%, depending on creditworthiness, and will never be greater than 18%; Visa Platinum Rewards: The APR is equal to Prime Rate plus a margin of 5% and will never be greater than 18%.

**The promotional rate is for qualifying borrowers and is 0.90% APR and will be applied to Visa Platinum and Visa Platinum Rewards balance transfers made between February 1, 2021, and April 30, 2021. Balance transfers must post to your account by April 30, 2021, to receive the promotional rate. When you take advantage of the promotional offer, Visa Platinum balance transfers for qualifying borrowers will accrue interest at 0.90% APR until April 30, 2022, from the balance transfer date; any remaining balance will begin to accrue interest at the variable rate as low as 6.99% APR, which is subject to change. Visa Platinum Rewards balance transfers for qualifying borrowers will accrue interest at 0.90% APR until April 30, 2022, from the balance transfer date; any remaining balance will begin to accrue interest at the variable rate of 8.50% APR, which is subject to change. Payments will be applied as stated in your Visa Consumer Credit Card Agreement. Any existing balances on current First Commonwealth Federal Credit Union loan and/or credit card accounts are not eligible for the balance transfer offer.

Please Note: You are liable for any late payments, finance charges, or disputed amounts on your other accounts. Finance charges begin accruing the day the balance transfer is processed. Transfers may be made payable up to your available balance; transfers exceeding your available balance, may not be processed. O­ffer may not be used to pay o­ff existing First Commonwealth loans; external institutions only.

CLICK HERE to view the VISA Consumer Credit Card Agreement.
CLICK HERE to view the Application and Solicitation Disclosure.