Certificates

Earn a higher yield with a regular or IRA certificate.

Terms range from 90 days up to 5 years. IRA options are available. The minimum balance requirement is $500. Certificates may be opened online (choose either existing member or become a member then select a certificate from the product offerings), through online banking or at any of our convenient financial centers. See current rates below.

Open a Certificate

Table data for Certificate Specials
 
Term Dividend Rate APY Alert Me
19 Month 2.10% 2.12%
APY = Annual Percentage Yield. The 19 Month Certificate will automatically renew to an 18 Month Certificate at the current rate in effect at the time of maturity. A penalty will be applied for early withdrawal. $500 minimum balance to open.
 

Table data for Certificate Rates
 10-01-2022
Term Dividend Rate1 APY2 Alert Me
3 Months 0.40% 0.40%
6 Months 0.50% 0.50%
9 Months 0.50% 0.50%
12 Months 0.65% 0.65%
18 Months 1.49% 1.50%
24 Months 2.20% 2.22%
30 Months 0.85% 0.85%
36 Months 2.30% 2.32%
48 Months 2.40% 2.43%
60 Months 2.50% 2.53%
  • 1The dividend rate will be paid until the certificate matures. Upon maturity of the certificate, unless you contact us prior to maturity, the certificate will automatically renew to the original term and at the current rate in effect at the time of maturity. A penalty will be applied for early withdrawal. $500 minimum balance to open.
  • 2APY = Annual Percentage Yield

Printable Rates