Earn a higher yield with a regular or IRA certificate.

Terms range from 90 days up to 5 years. IRA options are available. The minimum balance requirement is $500. Certificates may be opened online (choose either existing member or become a memberthen select certificate from the product offerings), through online banking or at any of our convenient financial centers. See current rates below.

Open a Certificate

THRIVE Certificate

  •  12-17-2017
Term Dividend Rate APY1 Alert Me
13 Month 1.59% 1.60%
APY denotes Annual Percentage Yield. Available for a limited time only; rates and offers are subject to change without prior notice and can be withdrawn at any time. Certificate is non-renewable. A penalty will be applied for early withdrawal. $500 minimum balance to open. New money or current ongoing direct deposit of at least $500/month required. Cannot be opened online; must be opened in a financial center or over the phone.
  • 1APY = Annual Percentage Yield

Printable Rates

Certificates & IRA Certificates

  •  12-17-2017
Term Dividend Rate1 APY2 Alert Me
3 Months 0.20% 0.20%
6 Months 0.25% 0.25%
9 Months 0.32% 0.32%
12 Months 0.35% 0.35%
18 Months 0.40% 0.40%
24 Months 0.50% 0.50%
30 Months 0.55% 0.55%
36 Months 1.14% 1.15%
48 Months 1.59% 1.60%
60 Months 2.03% 2.05%
  • 1The dividend rate will be paid until the certificate matures. Upon maturity of the certificate, unless you contact us prior to maturity, the certificate will automatically renew to the original term and at the current rate in effect at the time of maturity. A penalty will be applied for early withdrawal. $500 minimum balance to open.
  • 2APY = Annual Percentage Yield

Easy Access Featured Certificate

  •  12-17-2017
Term1 Dividend Rate APY2 Alert Me
15 Months 0.25% 0.25%
  • 1May be redeemed one time without penalty. $2,000 minimum balance, $50,000 maximum balance.
  • 2APY = Annual Percentage Yield