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Home Equity Line of Credit

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Home Equity Line of Credit (HELOC)

Unlocking the Borrowing Power of Your Home.

Your home is a valuable asset which you can utilize achieve your financial goals. Whether you dream of consolidating high-interest debt or transforming your kitchen into a culinary haven, your home equity is the secret ingredient to make it happen. With low rates and flexible terms, a home equity loan can help fulfill your biggest desires.

  • Low Monthly Payments and Flexible Terms
  • Perfect for One-Time Projects or Payments
  • Local Lending Team available to help you decide between HELOC or Home Equity Loan

3-Year Fixed-Rate Home Equity Line of Credit
 APR 1

What Is A HELOC?

A home equity line of credit (HELOC) is a flexible loan that lets you borrow against the equity in your home, up to a certain limit. You can use the funds for any purpose, and only make payments on the money you borrow.

HELOCs are great for consolidating high-interest debt or for property renovation projects.

Looking for a Long-term Fixed Rate?

Consider a home equity loan and get locked into a fixed rate. First Commonwealth offers terms up to 20 years, so you can enjoy a predictable monthly payment for the life of your loan.

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1 APR denotes Annual Percentage Rate. The minimum interest rate for a Home Equity Line of Credit is the Prime Rate plus a margin with a minimum floor of 3.50% APR and a maximum ceiling of 15% APR. The rate for this loan type after the introductory period is variable and based on the applicant’s credit score at time of application. Loans subject to approval. Certain restrictions and fees may apply. Property insurance required. Rates subject to change without notice.