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Becoming a member is simple.

You can join First Commonwealth if you meet any of the following criteria: 

  • Live, work, worship, or attend school in one of our designated service areas, including parts of PA & NJ such as:
    Lehigh County, Easton and Northampton County, Maxatawny Township, Berks County, Lehighton Borough, Carbon County, and Warren County, NJ.
  • Are employed by one of our participating Employer Partner or are an immediate family1 member of an Employer Partner.
  • Are an immediate family member* of a current member.
  • Belong to or join the American Consumer Council. If you are a consumer who lives in Pennsylvania or New Jersey, you may be eligible for credit union membership through the ACC. Ask for details. 

An initial $5 deposit into a savings account is required to establish your membership. We are now accepting the Matricula Consular Card of Mexico and Dominican Republic’s Cédula Card for proof of identification.

Immediate family members include spouse, child, sibling, parent, grandparent, grandchild, stepparent, stepchild, step-sibling, foster or adoptive relationships. In addition, persons living in the same residence of an existing member, maintaining a single economic unit, are also eligible.

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Loans to help you succeed.

Apply for a loan today.

Whether you're looking to make a major purchase or just need a little extra cash to make a dream come true, we have you covered. We offer a variety of different loans including home loans, auto loanspersonal loans, and credit cards to help propel your financial journey.

View our competitive rates and get started!

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