Most experts agree that what you do with your 401(k), 457 or 403(b) assets when changing jobs or retiring can be one of the most important financial decisions you will ever make. You need vital information that allows you to make those important decisions that fit your current situation, investment timeframe, and long-term goals and objectives.
CFS Advisors at First Commonwealth Investment Services, available through CUSO Financial Services, L.P. (CFS)* is knowledgeable and committed to doing what is right for you and your unique situation.
A job change brings the opportunity to review your retirement savings strategy in light of your long-term goals, and to make changes that can improve your overall results. A Rollover Individual Retirement Account (IRA) is an excellent option to consider.
Rollover IRAs have features that may be superior to those of your former employer’s qualified plan. For instance, while IRAs enjoy the same tax-deferred compounding as a 401(k), 457 or 403(b) plans, they typically offer a wider range of investment choices, and these could translate into a better retirement plan for you over the long term.
If you would like to learn more about the benefits of a Rollover IRA, and discuss the ways you can help improve your retirement savings strategy, contact First Commonwealth Investment Services at 610.821.2467 to schedule a free, no obligation review with one of our CFS Financial Advisors.