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Asset Protection

Asset Protection

Guaranteed Asset Protection (GAP)

Protect Your Financing.

If your vehicle is totaled, GAP protects you when the amount your insurance will cover falls short of what you owe on the vehicle loan. Think of it as an airbag for your wallet.

  • Eliminates surprise out-of-wallet expense when the vehicle is a total loss
  • May cancel part of your next loan with your credit union when you purchase a replacement vehicle
  • Purchasing protection is voluntary and won't affect your loan approval

Mechanical Repair Coverage (MRC)

Limit Your Out-of-Pocket Expenses.

Mechanical Repair Coverage (MRC) can limit out-of-pocket costs when your car breaks down for a covered issue. This protection is beneficial when buying a used vehicle. The older a car gets, the chance of a major repair increases.

  • Convenience - easy-to-use, 24/7 online shopping experience
  • Customer service - expert service through a dedicated call center
  • Monthly payments - through a convenient monthly payment plan that fits your budget
Couple talking with insurance agent

Home & Auto Insurance

Coverage that Goes Above and Beyond.

At First Commonwealth, we leverage our buying power to bring you opportunities to save more money. Take a look at your homeowners (or renters) and auto insurance policies. Chances are, you’re leaving money on the table. You could save hundreds of dollars, which can come in handy when kept in your pocket.

  • 24-Hour Roadside Assistance
  • Accident Forgiveness, Multi-car discounts & more
  • Hassle free homeowner’s insurance
  • Bundle together to save even more
Grandmother and granddaughter in the kitchen

Trust & Will

Partnering to Make Estate Planning Practical.

At First Commonwealth, we choose our partners carefully. Trust & Will is the U.S.'s leading online estate planning platform, whose mission is to provide families a better way to plan for the future. In an effort to expand our service offerings and provide more value to our members, we've partnered with them to offer you an exclusive discount.

Start today and receive 20% off an Estate Plan of your choice. No promo code is required. The discount is automatically applied at checkout for First Commonwealth members 1 .

Trust & Will


1 Estate service products are not NCUA/NCUSIF or otherwise federally insured and are not guarantees or obligations of the credit union. Content is intended to provide general information and shouldn't be considered legal, tax or financial advice. It's always a good idea to consult a tax or financial advisor for specific information on how certain laws may apply to your individual situation.