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More Protection

More Protection

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Accidents Happen.

Be prepared for the unexpected.

AD&D insurance provides a cash benefit in the event of an accidental death or if an accident causes specific permanent injuries. Protect your family with an AD&D policy through our partners at TruStage. You can get coverage at an affordable monthly rate without being asked any health questions or undergoing medical exams.

  • Easy online application
  • Hospitalization benefits
  • AD&D cash payout is often not subject to income tax
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Life Insurance Through TruStage®

We've teamed up with an industry leader.

TruStage® insurance is underwritten by CMFG Life Insurance Company, which boasts a consistent 'A' rating for financial stability by AM Best. 1 Securing a policy that suits your family's financial needs can give you peace of mind, knowing your loved ones will be cared for. With TruStage®, you can expect continuous support without any hassle.

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Get Payment Protection

Safeguard yourself from life's uncertainties.

Through the ups and downs of life, you can prepare for the unexpected with Payment Protection. Payment Protection helps preserve your credit if you're unable to make payments due to death, disability, or involuntary unemployment. Depending on the options you choose, your loan balance could be canceled, or payments could be covered up to the contract maximums.

It's important to note that purchasing protection is voluntary and won't affect your loan approval. Applying for Payment Protection is simple - ask your loan officer about eligibility, conditions, or exclusions. 2

Payment Protection Coverage

Payment Protection offers coverage for the following life events:

  • Terminal Illness
  • Accidental Dismemberment
  • Hospitalization
  • Family Medical Leave
  • Loss of Life of a Dependent
  • Disability
  • Involuntary Unemployment

Filing a Claim

If you elected payment protection on your loan, you can quickly and easily file your claim online. If you prefer, call 1.844.707.4964 to get started, and a CUNA Mutual Group Claims Specialist will guide you through the process.

File a Claim   Check Claim Status


1 CMFG Life Insurance Company is rated “A” (Excellent) as of October 2021 by A.M. Best, an independent rating service which evaluates financial stability and operating performance, year after year. An “A” rating is the third-highest of 16 ratings.

2 Your purchase of First Commonwealth's Payment Protection with Life Plus is optional and will not affect your application for credit or the terms of any credit agreement required to obtain a loan. Certain eligibility requirements, conditions, and exclusions may apply. Please contact a First Commonwealth representative or refer to the Member Agreement for a full explanation of the terms of Payment Protection with Life Plus including benefit maximums, eligibility, limitations, and a copy of your contract. You may cancel the protection at any time. If you cancel protection within 30days, you will receive a full refund of any fee paid.

CUNA Mutual Group is the marketing name for CUNA Mutual Holding Company, a mutual insurance holding company, its subsidiaries and affiliates. Payment protection products include debt protection products available through the credit union.

DP-1467002.1-0416-0518 ©2017 CUNA Mutual Group, All Rights Reserved.