Auto Loans

If you’ve been dreaming of a new vehicle – something with a little more zoom or a little more room – First Commonwealth is here for you.

Get approved before you buy! We offer:

  • No payments for 60 days
  • Up to 125% financing of MSRP on new or pre-owned vehicles
  • Terms up to 84 months on new purchases and pre-owned purchases
  • The ability to lock in your low-interest rate for 30 days before purchasing

Along with loans for cars and trucks, we also provide financing for motorcycles, boats and RVs.

You’ll enjoy:

  • Competitive rates
  • Affordable payments
  • Terms up to 84 months for new motorcycle purchases and up to 72 months for pre-owned purchases
  • Terms up to 144 months for boats and RVs

PRIVATE SALE AUTO LOANS: Click here to download form.

Express loan

Express Loan Checks

Ready to shop for your new car? Apply for an auto loan and leave with a check. No need to come back in to the center to close.

Go Express

Auto refinance


Already have an auto loan from another lender?

Refinance Now

first time auto buyer

First-Time Auto Buyer

Our first-time auto-buyer program is designed for members with no credit history.

Learn More

Auto PreApproval

Check Your Loan Status

Already submitted an application? Need to check the status or upload documents?

Check Status

participating dealers

Verify Your Insurance

Need to send us verification of your auto insurance?

Verify Insurance

auto smart

Indirect Auto Dealers

Check our list of over 100 Indirect Auto Dealers!

Find Your Dealer


*APR = Annual Percentage Rate. Rates are based on an evaluation of applicant credit. Term restrictions may apply for excess miles/mileage (100,000+ up to 150,000). Refinance terms up to 72 months only. 2018 - 2022 model years only for used auto loans up to 75 months. 2019 - 2022 model years only for used auto loans up to 84 months.