First Commonwealth Federal Credit Union

Auto Loans

If you’ve been dreaming of a new vehicle – something with a little more zoom or a little more room – First Commonwealth is here for you.

Get pre-approved before you shop. We offer:

  • No payments for 60 days
  • Up to 125% financing of MSRP on new or pre-owned vehicles
  • Terms up to 84 months on new purchases and pre-owned purchases
  • Pre-approvals with the ability to lock in your low interest rate for 30 days before purchasing

OTHER VEHICLE LOANS
Along with loans for cars and trucks, we also provide financing for motorcycles, boats and RVs.

You’ll enjoy:

  • Competitive rates
  • Affordable payments
  • Terms up to 84 months for new motorcycle purchases and up to 72 months for pre-owned purchases
  • Terms up to 144 months for boats and RVs

Express loan

Express Loan Checks

Ready to shop for your new car? Apply for an auto loan and leave with a check. No need to come back in to the center to close.

Go Express

Auto refinance

Refinance

Already have an auto loan from another lender?

Refinance Now

first time auto buyer

First-Time Auto Buyer

Our first-time auto-buyer program is designed for members with no credit history.

Learn More

Auto PreApproval

Check Your Loan Status

Already submitted an application? Need to check the status or upload documents?

Check Status

participating dealers

Verify Your Insurance

Need to send us verification of your auto insurance?

Verify Insurance

auto smart

Indirect Auto Dealers

Check our list of over 100 Indirect Auto Dealers!

Find Your Dealer

Payment Protection

A voluntary loan-payment protection product that helps you get relief from the financial burden of delinquency, default, or foreclosure if a protected life event unexpectedly happens to you.

Loan Protection (GAP Plus)

Helps ease your financial burden by paying the potentially high-cost difference between your insurance settlement and your loan balance on items directly related to the purchase of your vehicle.

Auto Insurance

Special auto insurance program for
First Commonwealth's members.

 

*APR = Annual Percentage Rate. Rates are based on an evaluation of applicant credit. Maximum LTV may vary based on applicant credit. Certain term restrictions may apply for vehicles with excess miles/mileage (100,000+ up to 150,000), refinances, or based on model year. 2017 - 2021 model years only for used auto loans up to 75 months. 2018 and 2021 model years only for used auto loans up to 84 months.