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Credit Card Features

Cash Back? Points? Great Rate? The choice is yours!

With so many cards on the market, choosing the right one for you can be complicated. What's most important is to get a card from someone you trust to look out for your best financial interests – First Commonwealth! We offer a variety credit cards – choose the one that fits your financial lifestyle.

  • NO Annual Fee
  • NO Balance Transfer Fees
  • NO Cash Advance Fees
  • NO Penalty APRs
  • Eco-friendly Recycled Material on Instant Issued Cards
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Disclosures

1 APR=Annual Percentage Rate. All applicants applying for a Visa will be reviewed for creditworthiness. If approved, the type of card, rate and the credit line granted are subject to the credit union’s underwriting guidelines. VARIABLE RATE INFORMATION: Visa Platinum: The APR is equal to Prime Rate plus a margin of 3.74%, 6% or 10%, depending on creditworthiness, and will never be greater than 18%; Visa Platinum Rewards: The APR is equal to Prime Rate plus a margin of 5% and will never be greater than 18%; Visa Signature: The APR is equal to Prime Rate plus a margin of 11% and will never be greater than 18%. Visa card holders with international transactions (such as US-dollar online purchases from a foreign country, or transactions enacted in a foreign country) will be charged, by Visa, an International Service Assessment (ISA), which is currently 1.00% for multi-currency transactions and .08% for single currency transactions. See credit card application and solicitation disclosure.

2 Benefits are subject to change. Certain restrictions, limitations and exclusions apply. Refer to your Visa Platinum or Visa Platinum Rewards Guide to Benefits for complete details on all benefits provided.