This is it. This is the year. You’ve made the decision to buy a house. That’s a big step for you, both personally and financially. When starting the home-buying process, use this simple “to-do” list to ensure you have the knowledge and information necessary to experience a smooth journey to homeownership.
1 | Establish Your Budget
Calculate what you can comfortably spend on your new home. Aim for a monthly payment that's about 30% of your income, including things like taxes and insurance.
2 | Check Your Credit Report
Take a good look at your credit report to make sure everything's correct. It's crucial for getting a good deal on your mortgage. If you need help, we're standing by to assist you.
3 | Get Pre-approved
We can provide a pre-approval for your loan, giving you an advantage when making an offer on a house. It's a smart move, especially if other buyers don't have pre-approval.
4 | Understand Mortgage Terms
While opting for a 30-year mortgage is typical, there exist alternative choices. Purchasing a home is a substantial milestone, and with our assistance, it transforms into a more streamlined and economically efficient process.
Choosing us for your mortgage means less hassle and more savings. Ready to discuss it? Call us at 610.821.2403 to schedule a meeting or start your application online. Your journey to a new home begins here.