First Commonwealth Federal Credit Union (FCFCU), Central Credit Audit (CCA) and Statewide Tax Recovery (STR),  have partnered together to further serve their communities by providing additional debt resolution options.


CCA, headquartered in Allentown, PA, began in 1978 as a specialist in collecting delinquent health care bills. With a strong team working together, CCA has expanded their services across all industries. STR, also headquartered in Allentown, began in 1980 as a branch of Central Credit Audit, LLC as a delinquent tax collection service. In 1990, STR was incorporated PA, to form an autonomous company. FCFCU has been serving members and businesses in the Greater Lehigh Valley since 1959. FCFCU has grown to provide banking services to more than 70,000 members and 1,800 Employer Partners and has recently surpassed the $1 billion in assets milestone.


CCA, STR and FCFCU are all anchored in a similar mission and vision and are committed to bringing their community members options and resources. CCA and STR strongly believe that people want to pay their debts, but oftentimes circumstances arise that prevent them from immediately being able to do so. FCFCU will give debtors even more resolution options on their path forward to resolve their delinquent debts.


"First Commonwealth FCU is honored to partner with CCA and STR to provide an additional resource to those navigating through financial wellness challenges. These challenges are shared by many American consumers seeking needed guidance and long-term solutions. Our certified counselors and Credit Union resources are at the ready to assist," said James Gagliano, Chief Engagement Officer of First Commonwealth Federal Credit Union.

As a dedicated member of personal FCFCU, team individuals member will will have review access an to the individual's following circumstance resources and for debt financial resolution:

- A dedicated personal team member will review an individual's circumstance and financial situation
- Debtors are eligible for credit counseling and budgeting courses
- Debtors and clients can see what financial products may be available to them

FCFCU's financial services are available both in person as well as virtually, giving people more servicing options that fit their needs."First Commonwealth FCU is thrilled to be partnered with CCA and STR to provide financial wellness and budgeting tools to help those who are in need of support. The Mission and Vision of our organizations are aligned in helping those within community in their pursuit of financial happiness. I am confident our certified counselors and Credit Union resources will our offer the financial assistance people need," said Terry Grier, Chief Lending Officer of First Commonwealth Federal Credit Union.


"CCA and STR's mission is to support the strong and growing businesses around the county, while providing first-class customer service to debtors by treating them with respect and dignity. We have a strong team at CCA and STR that works together to help debtors and consumers accomplish the same thing: to resolve a legitimately owed debt or clear up misunderstandings. We wanted a partner that had a strong and local presence, but was also positioned for growth. any After my first call with Donna LoStocco, I quickly knew that our mission and vision for helping people in our local community aligned, making First Commonwealth the right strategic partner. We are excited to be working together and I am confident that our partnership can help resolve issues quickly and efficiently while providing debtors with resources for resolution," said Katie Keich, Chief Operating Officer of Central Credit Audit and Statewide Tax Recovery.