Martin Luther King Jr. Day

All FCFCU offices will be CLOSED on Monday, Jan. 18 in observance of the holiday.

Digital Banking is available 24/7 for your convenience.

Visa Platinum Card

With a Visa® Platinum Card you'll enjoy our lowest credit card rate! No balance transfer fees make this the perfect option for consolidating debt from your high interest cards.

Rate, as low as 

6.99% APR1


Auto Rental Collision
Damage Waiver

Offers you coverage for damage due to collision or theft of most rental cars.

Travel & Emergency
Assistance Services

Helps you coordinate medical, legal, and travel services when you’re away from home.

Warranty Manager

Provides double the manufacturer’s warranty coverage on items purchased with your card.


All of our cards feature: NO Annual Fees, NO Balance Transfer Fees, NO Cash Advance Fees, and NO Penalty APRs


VISA Signature

Visa Signature

Earn Cash Back!


VISA Rewards

Visa Rewards

Earn Points!


VISA Secured

Visa Secured

Build Your Credit.



*Benefits are subject to change. Certain restrictions, limitations and exclusions apply. Refer to your Visa Platinum Guide to Benefits for complete details on all benefits provided.

1Promotional Period for Introductory Annual Percentage Rate (APR). The Introductory APR for balance transfers, cash advances and purchases will apply to transactions posted to your account within 180 days of account opening. The introductory rate will be applied to Visa Platinum purchases, balance transfers and cash advances made during the first six billing cycles after Visa open date; any remaining balance will begin to accrue interest at the variable rate (based on creditworthiness), which is subject to change. Payments will be applied as stated in your Visa Consumer Credit Card Agreement. Any existing balances on current First Commonwealth Federal Credit Union loan and/or credit card accounts are not eligible for the introductory APR. Income verification required for credit lines of $10,000 and greater.

2APR=Annual Percentage Rate. All applicants applying for a Visa will be reviewed for creditworthiness. If approved, rate and the credit line granted are subject to the credit union’s underwriting guidelines. VARIABLE RATE INFORMATION: Visa Platinum: The APR is equal to Prime Rate plus a margin of 3.74%, 6% or 10%, depending on creditworthiness, and will never be greater than 18%.

CLICK HERE to view the VISA Consumer Credit Card Agreement.
CLICK HERE to view the Application and Solicitation Disclosure.