At First Commonwealth, our Value Checking Account offers all the bells and whistles you deserve – with none of the pricey fees you’d expect. You’ll enjoy:
Overdraft protection covers your debits when you don't have enough money in your account.
You can use your First Commonwealth card without surcharge at participating CU$ Network ATMs.
These options are great if you carry a higher balance in your checking account and would like to earn interest.
Our Visions checking is designed for students with all the perks of our Value checking.
First Commonwealth's Routing Number: 231379199
To report a lost or stolen ATM, VISA Debit Card, or VISA Credit Card:
In the United States, call toll free: 1.855.710.3064
Internationally, call collect: 1.303.967.1096
At this free seminar, you'll learn 8 steps to financial independence so that you can take control of your finances and become financially independent.
| Type | Minimum Balance | Dividend Rate | APY1 |
|---|---|---|---|
| Value Checking | None | 0.00% | 0.00% |
| Preferred Checking | $10,000 or greater | 0.05% | 0.05% |
| $1,500 or greater | 0.02% | 0.02% | |
| Less than $1,500 | 0.00% | 0.00% | |
| Elite Checking | $25,000 or greater | 0.10% | 0.10% |
| Less than $25,000 | 0.00% | 0.00% | |
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1Minimum combination balance of $2,500 in Savings, Money Market, Checking, VISA Credit Card, Home Equity Line of Credit or Personal Line of Credit on the last day of the month required to avoid the monthly fee.
2Minimum balance of $25,000 in Elite Checking on the last day of the month required.
3The check card limit is the amount of funds you may withdraw on a daily basis at an Automated Teller Machine (ATM) or purchase at Point of Sale (POS). Contact First Commonwealth if you plan on making a purchase larger than the limit to discuss options.
4Personal Identification Number activity limits does not include ATMs owned and operated by First Commonwealth FCU, as withdrawals are unlimited for our members when using our ATMs. See locations.
5If the Fresh Start Checking is maintained in good standing and the member's financial situation improves, the account will automatically be upgraded to a Value Checking after one year. For assistance on budgeting, savings and improving your credit, members can use the free GreenPath program provided by First Commonwealth.
6Effective 7.22.18, all Checking Account Programs that offer free checks will only be eligible to receive Safety Paper style checks for free. Members will incur a charge if they want another style.
