Online Banking

HomeLink is our free* online banking service.  It enables you to perform transactions, budget, set up alerts, and much more with just a click of the mouse. Anytime and anywhere you can access the Internet, you can access your accounts.

e-Statements & e-Lerts

e-Statements are the most secure and convenient way to receive your statement.

Signing up is fast & easy.

  •     Log in to HomeLink.
  •     Click on “e-Statements”
  •     Verify you can read PDF files
  •     Accept the terms and agreement

Each month, you will receive an e-mail notifying you that your e-Statement is available for viewing.  You will be able to see a history of your e-Statements starting from the month you signed up for the e-Statement service and forward.

If you use an iPhone or iPad, you will need to follow these steps to set up your device to view e-Statements on HomeLink Online:

  • Tap on Settings
  • Tap on Safari (internet browser)
  • Tap on Block Cookies
  • Tap on Always Allows

If you use a MAC, you will need to follow these steps to set up your MAC to view e-Statements on HomeLink Online:

  • Open Safari (internet browser)
  • Click Safari on the top menu
  • Click Preferences
  • Click the Privacy Tab
  • Select Always Allow under the Cookies and Web Site Data Section

e-Lerts enable you to receive alerts via email or text when certain events, which you specify, occur with your account.

For example:

  •     Your savings balance is below a specified dollar amount
  •     A withdrawal is above a specified dollar amount
  •     The available credit limit is less than a specified dollar amount
  •     A loan payment is past due
  •     A loan balance due is above a specified dollar amount

To enroll for e-Lerts:

  • Log in to HomeLink.
  • Click on “Settings” and then “e-Lerts.”
  • Choose the type of e-Lert you want to add (event, balance, security, etc.) and the way you want to receive the notification (email, text, etc.).

    You can also update your contact settings by clicking on the e-Lert Contact Settings tab within the e-Lerts menu.

Bill Pay

e-Payer is our free online bill pay service that saves you time and money.

From your e-Payer dashboard you'll be able to:

  • Pay bills online - schedule payments or pay immediately
  • Set up recurring payments for bills that are the same each month
  • Make a payment directly to an individual person
  • View all payees, upcoming bills, payment history and account balances
  • Set up e-Lerts for payment reminders and receive them via email or text
  • Set up e-Bills for companies that allow this service (you must have on-line access to your account)

Please note: You must first enroll in HomeLink and have a checking account in order to enroll in e-Payer.

View the step-by-step demo

My Finance

Manage your money and maintain financial stability.

With My Finance (referred to as PFM, Personal Financial Management or OFM, Online Financial Management), you can easily set budgets, track financial goals and stay on top of your finances. It gives you the ability to link your accounts (including external accounts from other credit unions, banks or department stores, etc) in one convenient location. Every cent you earn and spend is categorized, graphed and charted so you can see exactly how your money is being used.

Features of My Finance include:

  • A step-by-step wizard, which guides users through the process of creating a budget.
  • Automatic tracking of spending for each budget category.
  • A savings tracker, which helps monitor current and future savings goals.
  • Multi-institution account aggregation, which can compile all your account information from outside financial intuitions.

Complete Financial Picture
My Finance is a free personal financial management (PFM) tool, which gives you the ability to link all of your accounts in one convenient location. Every cent you earn and spend is categorized, graphed and charted so you can see exactly how your money is being used.

Add all of your financial accounts
Compile all of your financial information from multiple sources (First Commonwealth, other credit unions, banks, etc.) in one convenient location.

View and categorize transactions
Transactions can be categorized so that you can see how much you spend on groceries, gas, utilities, etc.

Visualize your spending habits
Use the Dashboard view to see exactly how your money is being used. Click on a category to drill down and see more in-depth information.

View graphs of your spending habits
See what percentage of your spending goes toward eating out, travel, entertainment and more.

Drill down to see detailed reports for each spending category
Click on the pie graph to see more details about spending in any given category.

Create alerts to monitor balances and transactions on your accounts

Registering for My Finance
My Finance is free for users of HomeLink and only takes a few minutes to set up. Simply log in to HomeLink, click the My Finance tab and agree to the terms and conditions.

Transfer Funds

External Transfers

You can set up external transfers in HomeLink to move your money to or from an account at another institution. All you need to do is enter the routing number and the account number you wish to transfer from (or to). You will then follow the instructions to verify the accounts. Once your accounts have been verified, you can make transfers from and to the account(s).**

You must be enrolled for External Transfers. If you do not see the External Transfers menu under the My HomeLink tab, please call our Contact Center at 610.821.2403 to be enrolled.

Loan Payment Center

You can pay your First Commonwealth loan directly from another financial institution.  Simply set up your account and you'll be ready to take funds on deposit elsewhere (checking and savings accounts only) to make your FCFCU loan payment.**  We recommend selecting all your loans when you initially register to have them available when you use the center.  Please note: mortgage payments cannot be accepted through this option. 

Payments processed through the Loan Payment Center before 9:00 p.m. will post the following business day.  Please plan your payments accordingly.  If you need to do a same-day payment, we suggest you come into a financial center or use your First Commonwealth deposit accounts to transfer the funds to your loan through HomeLink.

Pay Your Loan

Make a payment directly to an individual person

In HomeLink,  you can pay a person directly, through e-Payer.  This will allow you to set up an individual person as  a payee, if you have their bank account information, or you can opt to send them an email so they can enter their bank account information.  Once they have verified their account information is correct, they will be added as a payee to e-Payer.  Then, you can elect to pay them any time.

**Fees maybe associated with these services.

Supported Browsers

The following are supported browsers – current and prior major release:

  • Firefox
  • Google Chrome
  • Microsoft Internet Explorer (IE) 11 & Microsoft Edge
  • Safari - Apple/Mac Users Only

The supported browsers above are for use with the traditional online banking interface and devices (desktop/laptop), and do not apply to use with mobile devices (phones/tablets). If using a phone or tablet to access online banking outside of our mobile banking  app (HomeLink Mobile), functionality and appearance may vary from the traditional interface.

Using Quicken & Quickbooks

Quicken Users

When connecting via Quicken, choose "First Commonwealth FCU Web".

If you are a Windows or a Mac user, please note that only the current version of Quicken plus two versions back are supported. If you have an earlier version, you'll need to upgrade to a newer one. If you have any questions, please contact Quicken.

FREE Quicken Online Support

Follow the prompts to access Chat (24/7) and Email, or to obtain the Quicken support phone number (available Monday through Friday, 8 AM - 8 PM Eastern time).

QuickBooks Users

To use QuickBooks in conjunction with HomeLink, you will need to create download files within HomeLink and import them into the QuickBooks software.

  • From the MyHomeLink page, use the Downloads section in the upper-left-hand corner
  • When in transaction history, click the Download option from the menu bar.

QuickBooks Online Support

You can also call 1.888.859.4056 to talk to a QuickBooks Support Representative (charges may apply).

Other useful links:

Intuit Community Forums

Find a QuickBooks Expert in your area

*HomeLink Online Banking is a free service. Standard carrier data fees may apply.