Shared Branches

An important enhancement is coming to theCo-op Shared Branch experience—IDCheck! Launching on May 1, 2025, this innovative ID verification tool is designed to reduce identity fraud while making shared branch transactions faster and more efficient.

How It Works

When visiting a Shared Branch, bring your smartphone and government-issued identification to complete a simple, four-step verification process:

1. Enter credit union name, account number, and the last four digits of your Social Security Number.
2. Scan your ID and take a selfie for identity verification.
3. Receive a 6-digit access code.
4. Share the 6-digit code with the teller to complete the transactions.

For returning members, the process becomes even easier. If you use the same device and your ID has not expired, you simply scan the QR code, enter your account number, and last four digits of your social security number to instantly receive an access code.

By using IDCheck, you’re adding an extra layer of security while enjoying a faster, more seamless Shared Branch experience. Get ready to experience a smarter way to protect your identity and access your accounts with ease.