Member Incentive 2025

Get $300 Just For Opening Cashback Checking.

There’s never been a better time to become a member. When you join First Commonwealth and open a Cashback Checking account on the same day, you’ll receive $300—just for getting started.

This isn’t a rebate or a sweepstakes. It’s a real offer that rewards you for doing three simple things: opening your account, setting up direct deposit, and enrolling in digital banking. That’s it.

You get real money, tangible benefits, and the kind of banking experience that puts you first from day one.

Your $300 is waiting.
Join today with code GET300 and make the most of every dollar!

Open an Account

HOW TO QUALIFY:

Open Your Account

Become a member and open your Cashback Checking account on the same day.

Set Up Direct Deposit

Have $1,000 or more deposited via direct deposit within 60 days of account opening.

Enroll in Digital Banking

Benefits That Make a Difference

➜ Cashback Checking with no monthly fees or minimum balance with eStatements enrollment
➜ Fast, easy Digital Banking plus access to thousands of surcharge-free ATMs
➜ Real, personalized services from people who live in your community
➜ A credit union that works for you, not for profit

How You'll Receive Your Bonus

Once you’ve met the requirements, your $300 bonus will be deposited directly into your account—no need to track it down or fill out extra forms. We’re here to make the process easy. Whether you need help setting up your account, arranging direct deposit, or have questions along the way, our team is ready to assist every step of the way.

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Cashback Checking

Become
a Member

Enroll in
Digital Banking

Questions?
Contact Us

Disclosures

Offer Details:

New members can earn $300 when they:
- Join First Commonwealth with a Savings Account
- Open a Cashback Checking account the same day they join
- Receive $1,000 in direct deposits within 60 days of account opening
- Enroll in Digital Banking within 60 days of account opening

Offer Requirements:

- New members only (members cannot have had an account in the past 6 months)
- Membership and checking account must be opened on the same day
- One per member (one per SSN/TIN)
- Consumer members only
- Deposit requirements can be satisfied with check, electronic transfer, and/or direct deposit within 60 days of account opening
- Promotional code GET300 needed
- Runs 8.1.2025 through 10.31.2025

Important Terms and Conditions:

Promotion open to U.S. residents who are 18 years of age or older at the time the account is opened using promotion code GET300. Limit one (1) bonus per tax identification number used to open a new First Commonwealth Federal Credit Union account. New members only (may not be primary owner on any existing account in the past 6 months). Indirect members and Business members are not eligible for the new member bonus. Employees, volunteers and their immediate family members are not eligible for this program.

$5 in Regular Share Account is required to establish membership. Cashback Checking account and membership must be opened on the same day. Deposit requirement can be satisfied with electronic transfer and/or direct deposit within 60 days of account opening.

Bonus can be earned for new memberships with a Cashback Checking account opened between 8.1.25 – 10.31.25. Bonus payment will be made within the first two weeks of the month following the satisfaction of bonus requirements. Member must be in good standing as defined by First Commonwealth’s Bylaws to receive any bonus payment. Bonuses are considered dividends/interest and will be reported to the IRS, if applicable. The recipient of the bonus payment is solely responsible for payment of applicable taxes. For questions, please seek advice of a qualified tax professional. All decisions of First Commonwealth regarding this promotion are final. First Commonwealth may extend, terminate or change the terms and conditions of this promotion without notice. Subject to all applicable federal, state, and local laws and regulations. Subject to approval. Additional restrictions may apply.