Fresh Start Checking

Banking for All

Your money is safe and secure at First Commonwealth Credit Union in our Fresh Start Checking Account - certified by the Cities for Financial Empowerment Fund. Get started today and gain access to all the essentials you need start on your pursuit of financial happiness.


Open Account 

Bank On logo

Must Have Essentials 


Start with a debit card, access to digital banking with free bill pay, and more. PLUS No-fee access to ATMs*.

Worry-Free Banking 


With Fresh Start Checking, you'll never pay an overdraft fee or worry about keeping a minimum balance.**

Certified Counselors


Meet with a Certified Credit Union Financial Counselor to get the full picture on your financial health. We'll help create a plan to reduce debt and ensure a healthy emergency fund.

Financial Wellness


We offer a variety of ways to set you up for success. Our FREE Financial Wellness program, FCFCUwellness offers access to dozens of learning courses and countless articles on a variety of financial topics.

About Bank On Allentown:

We believe in banking for all and worked with the City of Allentown, United Way of the Lehigh Valley, and the Financial Literacy Center to advance access to banking and inclusivity by establishing Bank On Allentown. As a founding partner of Bank On Allentown, we are proud to accept the Matrícula Consular de Mexico card as a form of acceptable identification to open new member accounts.

See full account details.
*FCFCU does not charge a fee for using any ATM, however, other banks may charge a fee for using their ATMs.
**A $5 Monthly Maintenance Fee will be applied to all Fresh Start Checking Accounts