No credit history? No problem! Eligible members can take advantage of our first-time auto buying program.
- No co-borrower required
- Rate discount of 0.50% if you (borrower) complete the online GreenPath™ course, “Budgeting Basics”
- $25 deposit to member’s savings account after six months of on-time payments*
- Up to 1.00% rate reduction after 12 months of on-time payments* - you may qualify to refinance at an even lower rate!
- No payments for 60 days
- Must be 18 or older
- Proof of income required; maximum debt-to-income (DTI) ratio of 40%
- Four months at current employer required
- Proof of insurance required upfront
- No derogatory information on credit report
- Direct auto loans through the credit union only (loans applied for at a dealership are not eligible)