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Blog

  • How to Watch Out for Phishing Scams

    2020-05-11 | Blog

    Cyber-criminals are counting on us to be distracted and let our guard down. If we do, they can trick us into handing over our personal or financial information using one of their favorite tactics – phishing.

    Check out these common forms of phishing that you might encounter and the warning signs to look out for.

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    Estate Planning: Consider the Tax Basis of Gifted or Inherited Property

    2020-05-01 | Blog

    A tax basis can be important when deciding whether to make gifts now or transfer property at your death. This is because the tax basis of the person receiving the property depends on whether the transfer is by gift or at death. This, in turn, affects the amount of taxable gain subject to income tax when the person sells the property.

  • 6 Tips for Using Your Economic Impact Payments (Stimulus Checks)

    2020-04-20 | Blog

    Your stimulus check has arrived but how should you prioritize how the money will be spent? Here are six tips to help you decide how to spend your stimulus check. 

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    Stay Out of Debt: Create an Emergency Fund

    2020-04-17 | Blog

    Living paycheck to paycheck is not ideal, but it is a reality for many people. Establishing a saving regimen, no matter how large or small, is essential.

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    What is a Home Equity Loan?

    2020-04-13 | Blog

    At First Commonwealth, we offer competitive rates and top-of-the-line protection. Our Home Equity Loans help you repair, remodel, or consolidate for turning your house into your dream home. Our home equity lending options have low, monthly payments.

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    Buying a Home and Understanding Mortgages

    2020-04-08 | Blog

    For most people, buying a home is one of the biggest financial decisions they will ever make. So, where do you start? Find out by taking our free online course!

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    Summer Travel Plan? Follow These Tips

    2020-03-30 | Blog

    It's the time of year when people start planning their summer vacation. Follow these summer travel planning tips to make your next trip...financial safe.

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    5 Practical Tips for Buying a Home

    2020-03-25 | Blog

    Is buying a house on your list of goals for this year? Check out these 5 practical tips to consider when thinking about buying a home.

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    Keep Yourself Safe From Coronavirus Scammers

    2020-03-16 | Blog

    Some scammers are capitalizing on the fear surrounding the emergence of the coronavirus (COVID-19) – from health and safety concerns to apprehension around financial market impacts. Learn how to protect yourself. 

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    Stop Emotional Spending

    2020-03-13 | Blog

    We all know the term "retail therapy" but the reality is that those emotional spending habits are harmful to your financial health. Here are 5 ways to stop emotional spending.

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    Women's Business Spotlight

    2020-03-13 | Blog

    All month long, First Commonwealth Federal Credit Union will be highlighting a female business entrepreneur from our Select Employer Group (SEG), in our new social segment: Women's Business Spotlight. 

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    5 Ways You Didn’t Think of to Stay Healthy This Cold & Flu Season

    2020-03-06 | Blog

    We believe your financial health and your physical health go hand-in-hand. Adjusting your financial habits can actually help you stay safe and avoid germs. Here are 5 healthy habits that you might not have thought of...

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    Should I Buy or Lease?

    2020-02-19 | Blog

    To lease or to buy? It’s one of the age-old questions car buyers ask themselves. Unfortunately, there’s no one-size-fits-all answer. The option that’s right for you depends on a number of factors, including your financial situation, lifestyle and your future plans for the vehicle.

    Before choosing the option that’s best for you, it is important to understand the difference between leasing and buying.

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    5 Questions to Ask Before Buying a House

    2020-02-14 | Blog

    Buying a home can be an exciting milestone in your life, and it’s important to educate yourself on the financial implications of homeownership before you make an offer. Whether you’re a first-time homebuyer or a current owner looking to sell or refinance, there are a few key questions that should ask yourself. 

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    Financial Aid 101

    2020-02-14 | Blog

    Getting a college degree is a great investment, but it does come at a significant cost.  Be sure to plan ahead, so you and your student will be in a better position to handle this list of expenses.

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    New Money Puzzles!

    2020-02-14 | Blog

    Kids - check out these scenarios and try to determine which options give you the better deal!

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    Social Networking for Small Businesses

    2020-02-10 | Blog

    Platforms such as Facebook, Twitter and Instagram can have a tremendous impact in helping small businesses reach potential customers.

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    Four Ways to Improve Your Relationship with Money and Yourself with Financial Self-Care

    2020-02-07 | Blog

    With Valentine’s Day right around the corner, love is in the air! It’s a time when people celebrate the special relationships in their lives by giving gifts or sentimental gestures to make their significant other feel loved and appreciated. But among all the romantic dinners, chocolates and roses, there’s a very important relationship that often goes uncelebrated—your relationship with yourself.

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    5 Tips for a Decade-Worthy New Year’s Resolution That Sticks

    2020-01-07 | Blog

    The dawn of a new decade is a time for powerful new beginnings. Are you ready for a powerful New Year’s resolution?

    Eliminating debt, learning new spending habits, or building savings are choices that can change your life. They can affect your entire wellbeing – from stress levels, to physical and mental health. The new year and new decade is a great time to commit to your financial health.

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    POST-HOLIDAY TO-DO LIST

    2019-12-27 | Blog

    Now that the holidays are a wrap, there’s no time like the present to start those post-holiday to-dos!

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    Three Regrets of Retirees

    2019-12-27 | Blog

    A recent survey found that more than half of retirees have retirement planning regrets. Unfortunately, many of these retirees had to cut back on their lifestyle to
    compensate for financial shortfalls.1 Considering their most common regrets may help you avoid making the same mistakes.

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    Shop Online Safely During the Holidays

    2019-12-08 | Blog

    Cybercriminals successfully take advantage of the increase in online activity during the holidays.  The Association of Certified Fraud Examiners reports that the incidence of fraud increases by 20% during the holiday season.

    1. 5 Holiday Budgeting Tips - Video

      2019-12-05 | Blog

      Here are 5 tips we find useful when it comes time to shopping and budgeting for the holidays.

    2.  

      Financial Stress Nipping at Your Nose?

      2019-09-16 | Blog

      You can save up all year for the holidays and still threaten your budget. But don’t worry – with a little planning and some help from us, you can take the holidays from fretful to fun. 

    3.  

      Great Gift Ideas for Mom and Dad

      2019-09-16 | Blog

      Let’s face it – shopping for gifts is tough when you’re not old enough to have a job and earn money. So let’s brainstorm some gift ideas that don’t require cash! 

    4.  

      Help Your Family Spend Less This Holiday Season

      2019-09-16 | Blog

      All of our annual seasonal celebrations cost money – lots of money. This year, help your family spend less by incorporating these ideas into your holiday budget plan. 

    5.  

      How Should I Structure My Business?

      2019-09-13 | Blog

      Learn about the different types of ownership structures to see what may be right for you. 

    6.  

      Social Media Tips for Teens

      2019-09-11 | Blog

      Check out these six tips to learn how to use social media in a smart and safe way. 

    7.  

      Help us Protect your Financial Information

      2019-09-09 | Blog

      Ensuring your account security is a top priority for us. Working together, we can help keep you and your account information safer.

    8.  

      Life Insurance: Do You Need It?

      2019-09-06 | Blog

      Life insurance is a way to protect your loved ones financially after you die and your income stops. The answer to whether you need life insurance depends on your personal and financial circumstances.

    9.  

      8 Money Saving Back-to-School Shopping Tips

      2019-07-24 | Blog

      Now is the time to think about saving money on the upcoming school year! Here are 8 money saving back to school tips:

    10.  

      'Tis the Season to Start Saving!

      2019-07-03 | Blog

      For many families, the holidays and overspending go hand in hand.  First Commonwealth is here to help you become the saver you want to be - just in time for the holidays!


    11. Financial Word Scramble for Kids

      2019-06-25 | Blog

      Looking for a fun activity to put your smarts to the test? Check out the financial puzzle below! First, read the clues. Then look at the scrambled letters and write your answers in the blank spaces. If you need a little help, ask a parent or older sibling for assistance.

    12. Home Equity Loan vs. Line of Credit

      2019-06-24 | Blog

      These loans can be used for a variety of needs, including consolidating high-interest debt, financing a college education, buying a new car or taking a dream vacation.

    13. Identity Theft Victim Checklist

      2019-06-21 | Blog

      Identity theft has been the top consumer complaint to the Federal Trade Commission now for over 13 years running.

    14.  

      College Expenses to Budget For

      2019-06-20 | Blog

      Getting a college degree is a great investment, but it does come at a significant cost.  Be sure to plan ahead, so you and your student will be in a better position to handle this list of expenses.

    15.  

      Eight Easy Ways to Cut Costs This Summer

      2019-06-20 | Blog

      Need some simple ways to cool down your expenses? 

    16.  

      How Do I Construct an Investment Portfolio That’s Right for Me?

      2019-06-20 | Blog

      Whether you or your advisor designs your portfolio, consider a few of these well-recognized guidelines.

    17.  

      How a Furry Friend Can Impact Your Finances

      2019-06-20 | Blog

      While pets can bring a lot of joy to their owners, they also come with a number of responsibilities, such as feeding, cleaning, walking and grooming.

    18.  

      Online Solutions to Streamline Cash Management

      2019-06-20 | Blog

      If you’re new to online cash management solutions, consider giving the following tools a try -  all of which are available through First Commonwealth’s HomeLink Business online banking services.

    19.  

      Should You Pay More for the Name Brand?

      2019-06-20 | Blog

      You may find yourself wondering if you should buy generic or pay more for the name brand. The decision is about more than just whether you have the money or not.

    20.  

      Budget-Friendly Vacation Tips

      2019-05-28 | Blog

      There are ways to experience the trip of your dreams without sending your budget on a downward spiral. Here are some of our best money-saving vacation tips.

    21.  

      Graduation is not the end... it's the beginning

      2019-05-07 | Blog

      Getting a college degree is a great investment, but it does come at a significant cost.

    22.  

      A Snapshot of Top Money-Saving Tips

      2019-04-04 | Blog

       Saving money is necessary if you ever want to be able to make a larger purchase, like a bike or computer (or, later in life, a car or home).

    23.  

      The Big Picture on Spending

      2019-04-04 | Blog

      Wants are items you would like that aren’t necessary for your survival. Needs, on the other hand, are items that you absolutely must have in order to live comfortably.

    24.  

      Bring the Future into Focus

      2019-04-03 | Blog

      Luckily, there are some basic financial principles you can implement now to make life easier later. Just follow these tips!

    25.  

      Due Date Approaches for 2018 Federal Income Tax Returns

      2019-04-03 | Blog

      Tax filing season is here again. If you haven't done so already, you'll want to start pulling things together – that includes getting your hands on a copy of your 2017 tax return and gathering W-2s, 1099s and deduction records. 

    26.  

      Home Buying To-Do List

      2019-04-03 | Blog

      When starting the home-buying process, use this simple “to-do” list to ensure you have the knowledge and information necessary to experience a smooth journey to homeownership.

       

    27.  

      Seven Spring Home Maintenance Projects

      2019-04-03 | Blog

      There’s no doubt about it – the long, grueling winter months can be hard on our homes and lawns. To keep your property in tip-top shape and prepare for the warmer seasons ahead, complete the task list below:

    28.  

      To Expand or not to Expand? Four Factors to Consider

      2019-04-03 | Blog

      Think long and hard about what expansion would mean for you, your team and your profits. Here are a few things to keep in mind when making your decision:

    29.  

      Top Tips for Purchasing a Pre-Owned Car in the Digital Age

      2019-02-07 | Blog

      It’s no secret that the Internet has drastically changed the ways in which people locate and purchase used vehicles. Sure, it’s still possible to shop for a car using the traditional methods. But taking advantage of the Internet to pinpoint vehicle and pricing information – and even to secure financing – could help set you up for a much better deal.

    30.  

      6 Paper Decluttering Tips

      2019-01-22 | Blog

      For many getting organized and decluttering is in their top 5 resolutions. With so many documents to look after, you may feel confused about which ones to keep and for how long. We'll help you take the guesswork out of filing and organize your important records with these simple tips.

    31.  

      19 Money-Related Resolutions for 2019

      2019-01-03 | Blog

      Celebrate the new year by getting serious about your financial future!

    32.  

      Get in Gear for the New Year

      2019-01-03 | Blog

      Keeping your business running smoothly requires periodic monitoring, adjusting, tweaking and planning.

    33.  

      Getting Your First Credit Card: The Dos and Don’ts

      2019-01-03 | Blog

      Ready to make the big leap into the land of credit?

    34.  

      Make Finances Fun

      2019-01-03 | Blog

      Have fun with your friends while learning some important money lessons.

    35.  

      Pros and Cons of Debt Consolidation

      2019-01-03 | Blog

      Looking at debt consolidation pros and cons can help you figure out if debt consolidation is a good option for your goals.

    36.  

      5 Ways to Up Your Money Game in 2019

      2018-12-26 | Blog

      By now, most people have made their resolutions for self-improvement in the new year. While the most popular resolutions tend to focus on physical health, the start of a new year is also a perfect time to prioritize your financial wellness.

      Ready to get started? Read on.

    37.  

      Save Big in 2019

      2018-12-26 | Blog

      Saving is not easy. If it was everyone would be doing it, but there are ways to make it easier. With the new year just around the corner, it’s a great time to think about setting a savings goal for 2018.

    38.  

      Clothed in Financial Responsibility

      2018-10-18 | Blog

      With a few smart tools in your back pocket, being financially responsible when it comes to clothes is a breeze.

    39.  

      Have You Made Any of These Financial Mistakes

      2018-10-18 | Blog

      As people move through different stages of life, there are new financial opportunities — and potential pitfalls — around every corner. Have you made any of these mistakes?

    40.  

      How to Be Financially Safe

      2018-10-18 | Blog

      Keeping your finances safe is now a big part of our everyday lives.

    41.  

      Plan for the Holidays — Starting Now!

      2018-10-18 | Blog

      The holidays will be here before we know it.

    42.  

      Seasonal Tips to Reduce Energy Use

      2018-10-18 | Blog

      Saving money on energy during the holidays isn't always easy, but it is possible!

    43.  

      The Real Cost of Car Ownership for Teen Drivers

      2018-10-18 | Blog

      Getting that first car is a rite of passage for many new drivers.