First-Time Homebuyer - First Commonwealth Credit Union

First Front Door

Receive Up To $15,000 In Grant Assistance
Applications are now closed.
Due to overwhelming interest, the funds available for this grant program have been exhausted.

First Commonwealth Federal Credit Union offers a first-time homebuyer grant program funded by FHLBank Pittsburgh. By contributing a minimum of $1,500 toward down payment and closing costs, eligible homebuyers may qualify for a maximum grant of $15,000. To see if you qualify, begin your mortgage application and schedule a no-obligation appointment with our mortgage team.

First Front Door funds are available on a first-come, first-served basis:

Start Mortgage Application

Schedule an Appointment

Who qualifies for First Front Door funding?

Be a first-time homebuyer
- You haven't owned a primary residence in the past three years.
- If you're buying with others, at least one buyer must meet the above criterion.
- If you have an investment property, you can still be considered if it's not your primary residence and you haven't owned another primary residence in the past three years.

Secure your first mortgage through First Commonwealth
Meet specific income criteria.
Complete four hours of homeownership counseling before purchasing the home.
Maintain the home for five years to keep the full grant; selling earlier may require partial repayment.

First Front Door Keys to Equity (Keys)

Receive Up To $20,000 In Grant Assistance
Applications are now closed.
Due to overwhelming interest, the funds available for this grant program have been exhausted.

In an effort to enhance homeownership access for minority and first-generation first-time homebuyers, First Commonwealth Federal Credit Union offers a first-time homebuyer grant program funded by FHLBank Pittsburgh. By contributing a minimum of $1,000 towards down payments and closing costs, eligible homebuyers enrolled in the Keys program may qualify for a grant of up to $20,000. This initiative aims to remove financial barriers and empower individuals to achieve their dream of owning a home.

Start Mortgage Application

Schedule an Appointment

Who qualifies for Keys funding?

Be a first-time homebuyer
- You haven't owned a primary residence in the past three years.
- If you're buying with others, at least one buyer must meet the above criterion.
- If you have an investment property, you can still be considered if it's not your primary residence and you haven't owned another primary residence in the past three years.

Must identify as a minority and/or a first-generation first-time homebuyer.
Secure your mortgage through First Commonwealth.
Meet specific income criteria.
Complete four hours of homeownership counseling prior to purchasing.
Maintain the home for five years to keep the full grant; selling early may require partial repayment.

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