Martin Luther King Jr. Day

All FCFCU offices will be CLOSED on Monday, Jan. 18 in observance of the holiday.

Digital Banking is available 24/7 for your convenience.

Refinance and Save

Already have an auto loan from another lender? Refinance with us and we’ll help you keep the ride you love, drop the rate you loathe and lower the monthly payments you dread.

Get Started Now!


Refinance rates as low as 2.74% APR for 36 months* Use the calculator below to see how much you can save!

See all vehicle loan rates and terms.

*Annual Percentage Rate (APR) shown is for used autos/refinances up to 36 months. Rates are based on an evaluation of credit. 100% financing and length of term are dependent on applicant credit; other rates and terms are available. Maximum term for model years 2011 and older is 60 months for loan amounts of $10,000 and greater; 48 months for loan amounts under $10,000. 2016 and 2018 model years only for used auto loans up to 75 months. Refinance terms up to 72 months only. Rates are subject to change at any time and without notice. Ask for details.