Loan Rates - First Commonwealth Credit Union

Table data for New Auto Loan Rates
As of Dec. 15, 2022
Term	APR (as low as) ¹	Alert Me
up to 36 months	5.49%

37 - 48 months	6.49%

49 - 60 months	6.74%

61 - 66 months	6.99%

67 - 75 months	7.24%

76 - 84 months	7.49%

Table data for Used Auto Loan Rates
As of Dec. 15, 2022
Term	APR (as low as) ¹	Alert Me
up to 36 months	5.74%

37 - 48 months	6.74%

49 - 60 months	6.99%

61 - 66 months	7.24%

67 - 75 months ²	7.49%

76 - 84 months ³	7.74%

Table data for New Motorcycle and Powersport Loan Rates
As of Dec. 15, 2022
Term	APR (as low as) ¹	Alert Me
up to 72 months	6.99%

73 - 84 months	7.49%

Table data for Used Motorcycle and Powersport Loan Rates
As of Dec. 15, 2022
Term	APR (as low as) ¹	Alert Me
up to 66 months	8.24%

67 - 72 months ⁴	8.74%

Table data for New RV & Boat Loan Rates
As of Dec. 15, 2022
Term	APR (as low as) ¹	Alert Me
up to 60 months	7.74%

61 - 84 months	8.74%

85 - 120 months	9.74%

121 - 144 months ⁵	9.99%

Table data for Used RV & Boat Loan Rates
As of Dec. 15, 2022
Term	APR (as low as) ¹	Alert Me
up to 60 months	7.99%

61 - 84 months	8.99%

85 - 120 months	9.99%

121 - 144 months ⁶	10.24%

Table data for Personal Loan Rates
As of June 1, 2023
	Term	APR (as low as) ¹
Secured Loan (fixed rate)	up to 60 months	6.25%

Personal Loan Special (fixed rate) ⁷	up to 12 months	7.99%

Personal Loans (fixed rate)	up to 24 months	9.74%

	25 - 60 months	10.24%

Personal Line of Credit (variable rate)	N/A	14.00%

Table data for Credit Card Rates
As of June 1, 2023
	APR (as low as) ⁸	Alert Me
VISA Signature	18.00%

VISA Platinum Rewards	13.25%

VISA Platinum	11.99%

VISA Platinum Secured	11.99%

View the Visa Application and Solicitation Disclosures

Disclosures

¹ APR = Annual Percentage Rate

² 2018 - 2022 model years only for used auto loans up to 75 months.

³ 2019 - 2022 model years only for used auto loans up to 84 months.

⁴ 2018 to 2022 model years only for used motorcycle loans up to 72 months.

⁵ 2022 RV model year

⁶ 2020 to 2022 RV model year

⁷ $2,500 Maximum

⁸ APR=Annual Percentage Rate. All applicants applying for a Visa will be reviewed for creditworthiness. If approved, the type of card, rate and the credit line granted are subject to the credit union’s underwriting guidelines. VARIABLE RATE INFORMATION: Visa Platinum: The APR is equal to Prime Rate plus a margin of 3.74%, 6% or 10%, depending on creditworthiness, and will never be greater than 18%; Visa Platinum Rewards: The APR is equal to Prime Rate plus a margin of 5% and will never be greater than 18%; Visa Signature: The APR is equal to Prime Rate plus a margin of 11% and will never be greater than 18%.

Consumer Loan Rates