Rates are current as of 01-25-2020. Rates, terms, and conditions are subject to change.
| Term | Loan to Value1 | 1st Lien Position - APR (as low as)2 | 2nd Lien Position - APR (as low as)2 |
|---|---|---|---|
| 5 Years | up to 80% | 3.24% | 3.99% |
| up to 90% | 3.99% | 4.74% | |
| 10 Years | up to 80% | 3.49% | 4.24% |
| up to 90% | 4.24% | 5.74% | |
| 15 Years | up to 80% | 3.99% | 4.74% |
| up to 90% | 4.49% | 5.99% | |
| 20 Years | up to 80% | 4.24% | 5.24% |
| up to 90% | 4.49% | 6.24% | |
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| Term | Loan to Value | APR (as low as) | After introductory period (as low as) |
|---|---|---|---|
| 1-Year Fixed-Rate Introductory Period1 | up to 80% | 2.99% | 4.75% |
| 3-Year Fixed-Rate Introductory Period1 | up to 80% | 4.25% | 4.75% |
| 1-Year Fixed-Rate Introductory Period with Interest Only Payments2 | up to 80% | 2.99% | 4.75% |
| 3-Year Fixed-Rate Introductory Period with Interest Only Payments2 | up to 80% | 4.25% | 4.75% |
| APR denotes Annual Percentage Rate. The minimum interest rate for a Home Equity Line of Credit is the Prime Rate plus a margin with a minimum floor of 3.50% APR and a maximum ceiling of 15% APR. The rate for this loan type after the introductory period is variable and based on the applicant’s credit score at time of application. | |||
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