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In the wake of massive data breaches such as the recent Equifax incident, protecting your information and being proactive about your finances are more important than ever before.

Tips to Keep You and Your Money Safe

Check Your Credit Report Regularly

You can request a free copy of your credit report from each of the three major credit reporting agencies once every 12 months. Just go to www.annualcreditreport.com. (Space your requests evenly throughout the year so you’ll have access to your report every four months.) Review the document carefully and make sure you authorized every credit line that appears on your report.

Sign Up for Visa Purchase Alerts

With Visa Purchase Alerts, you’ll receive real-time text alerts based on preferences you select yourself. First, simply enroll your First Commonwealth credit and debit cards, and then set up your custom alert triggers based on threshold amounts, geographical location, and more. When a transaction occurs outside of the parameters you set, you’ll receive a real-time text alert so you can put a stop to fraud the moment it occurs. Learn more at www.visa.com.

Take Advantage of Our E-Services

Online and mobile banking make it easy for you to keep a constant eye on your accounts – helping you spot suspicious activity long before you receive your monthly statement. And speaking of statements, be sure to sign up for e-Statements! It’s a simple way to cut off thieves’ access to the papers they need to steal your identity. For more information about all our e-services, see 24/7 Access.

If at any point you believe you’ve been a victim of identity theft, notify us immediately and file a complaint at www.ftc.gov. Then visit www.consumer.gov/idtheft to learn how to minimize your risk of damage.