Keeping your finances safe is now a big part of our everyday lives.
It’s crucial to review your habits and ensure you’re making smart decisions to help prevent your personal and financial information from getting into the hands of fraudsters and identity thieves.
Start with these simple ways to boost your security:
Use Online and Mobile Banking
These services allow you to check on your First Commonwealth accounts anytime and anywhere — enabling you to keep constant tabs on your money so you can quickly catch fraud if it occurs.
Sign up for Visa® Purchase Alerts
Visa Purchase Alerts provide you with real-time text alerts about your First Commonwealth debit and credit cards, based on triggers you select yourself. These triggers can include threshold amounts, geographical locations, etc.
Take Advantage of E-lerts
Similar to Visa Purchase Alerts, E-Lerts alert you via email or text when certain events occur with your First Commonwealth accounts. For instance, you could set up E-Lerts to message you when a balance falls below a specified amount, or when a loan payment is past due.
Opt for E-Statements Instead of Paper Statements
By viewing your monthly statements electronically, you’ll reduce your risk of identity theft by cutting off thieves’ access to the papers they need to steal your identity.
Don’t open unsolicited emails and only download software you trust. If a link in an email seems suspicious, don’t click on it. When visiting new websites, be wary of spelling mistakes and a lack of contact information. Use a trusted search engine to ensure you choose vetted websites.
Keep Up to Date
Install the latest updates for your operating system. Enable automatic downloads of your antivirus software and use the most current version of your web browser. If you’re not very tech savvy, any local computer services shop can help get your system set up.
Use Stronger Passwords
Each of your passwords should be unique and include elements such as symbols, numbers and uppercase and lowercase letters. Change your passwords every few months.
Check for the “S”
When you visit a website, look for the lock icon or the “https” at the beginning of the URL. This means you have a secure connection, and information such as passwords and credit card numbers are kept private when sent to the site.