One option to cover overdrafts is to use a line of credit. If you apply or have a line of credit with First Commonwealth, that loan can be set up as protection from non-sufficient funds. Should you have an occasional mistake in your checking account, you won't have to worry since your check would be covered by the available funds in your line of credit. The following lines of credit loans can be used for overdraft protection:
- Personal Line of Credit
- Home Equity Line of Credit
- Visa Credit Card
There is no fee for the overdraft protection from the line, however you may incur interest as the amount will become part of your loan balance.