Home sweet home (equity).

The home is where the heart is. It’s also where the upgrades and projects you’ve been meaning to tackle live, too. That’s why we’re making it easy to secure a home equity loan - so you can turn your home upgrade dreams into reality.

With a home equity loan at First Commonwealth, you'll get benefits like:

  • NO FEES
  • Rates as low as 2.99% APR*
  • Quick turnaround
  • Flexible terms (from 5 to 20 years)

Couple working on project, sawing

Whether you’re enhancing your home’s value by renovating a kitchen or bathroom, adding a deck, or something more practical like consolidating your auto loans and credit cards to save money, you can rest assured knowing the First Commonwealth is ready to help you acheive whatever your dreams are.
 

PLUS: We'll sweeten the deal with a $100 Gift Card** to The Home Depot® when you close on a loan of $10,000 or more.

Apply Now

 


One last thing. If you’re not a member yet, you can join First Commonwealth — the Forbes #1 ranked credit union in PA for FREE. Yes, you. Yes, FREE. And you can do it all online from the comfort of your home.

 

Become a Member


 
*APR = Annual Percentage Rate. The rates for this loan type are based on an evaluation of applicant credit. Rates vary based on terms, Loan-to-Value (LTV) amount, and creditworthiness. 1st Lien Position: Maximum LTV for loan amounts up to $300,000 is up to 90%. The Maximum LTV for any loan amounts over $300,000 and up to $500,000 is 80%. 2nd Lien Position: Maximum LTV for loan amounts up to $100,000 is up to 90%. The Maximum LTV for any loan amounts over $100,000 and up to $250,000 is 80%. Available for owner-occupied residences located in PA or NJ.

**To be eligible for $100 Gift Card to The Home Depot®, member must apply and be approved for a Home Equity Loan in the amount of $10,000 or greater, and loan must funded within 30 days of the Promotional Period. The Promotional Period is April 1, 2021 through May 31, 2021. Gift Card will be provided electronically within 72 hours after the disbursement of the loan. Valid email address required for receipt of Gift Card. First Commonwealth Federal Credit Union is not affiliated with The Home Depot®. The Home Depot® is not a sponsor of this promotion. The Home Depot® is a registered trademark of Home Depot Product Authority, LLC.