Economic Impact Payments

The payments, also referred to by some as stimulus payments, are automatic for most taxpayers. No further action is needed by taxpayers who filed tax returns in 2018 and 2019 and most seniors and retirees. The IRS has the most up-to-date information concerning the Economic Impact Payments.

Below are some tips and answers to the most frequently asked questions we have received.

Helpful Tips

  • If you would like to know when you receive your Economic Impact Payment you can create an eLert to notify you when it arrives. Once logged in, select Setting>eLerts>Events>Incoming ACH Credit to set up your notification.

  • First Commonwealth’s Routing Number: 231379199

  • When entering Direct Deposit information, use the full account number found at the bottom of your checks.

Where is my Economic Impact Payment (stimulus check)?

Payments to eligible recipients began on April 15 for those receiving direct deposit, and later in April for those receiving paper checks. Payments will go out in batches for many weeks. You can check the status of your payment at

First Commonwealth does not have any information on whether you will receive an Economic Impact Payment or when the funds will post.

Am I eligible for an Economic Impact Payment?

You can check your eligibility here:

I no longer have the account that I used for direct deposit on my tax return. Can I change my information?

Maybe. You will need to start by checking your payment status using the IRS Get My Payment application.

If your payment status is Needs More Information, you are eligible for an Economic Impact Payment (EIP), but the IRS doesn’t have your direct deposit information to send your payment electronically. You will be able to update this information.

To help protect against potential fraud, the tool also does not allow people to change direct deposit bank account information already on file with the IRS. However, people who did not use direct deposit on their last tax return to receive a refund, or if their direct deposit information was inaccurate and resulted in a refund check being mailed, will be able to provide that information and speed their payment with a deposit into their bank account.

Get My Payment cannot update direct deposit bank account information after an Economic Impact Payment has been scheduled for delivery. Please see the next question for more information.

I no longer have the account that I used for direct deposit on my tax return and the IRS Get My Payment application says it already processed. What will happen?

If your account is closed, First Commonwealth will reject the deposit and you will be issued your payment to the address the IRS has on file for you. The check will be issued and sent by the IRS.

Where can I get more information?

By visiting the IRS at The IRS is also regularly updating their Economic Impact Payments and Get My Payment application frequently asked questions pages.

Did you get your Economic Impact Payment? Check out these 6 Tips for Using Your Economic Impact Payments.

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