¹ Bonuses can be earned for activity between 4/15/2023 to 7/15/2023 using promo code: BELONG2023. Bonus payments will be made within the first two weeks of the month (beginning in May) following the satisfaction of bonus requirements. Promotion open to U.S. Residents who are 18 years of age or older at the time the account is opened. Limit one (1) bonus per category per tax identification number used to open a new FCFCU account, unless otherwise specified. Members who open accounts and/or loans by fraudulent, suspicious, or illegal means, including but not limited to providing FCFCU with fraudulent or fabricated information, are not eligible to participate in this bonus offer. FCFCU may adjust the deposited bonus or remove the deposited bonus at any time if FCFCU suspects accounts and/or loans were opened by fraudulent, suspicious, or illegal means, including but not limited to providing FCFCU with fraudulent or fabricated information. $5 in Regular Share Account is required to establish membership and to be eligible to receive any bonus payment; the member must be in good standing as defined by FCFCU’s Bylaws. Bonuses are considered dividends/interest and will be reported to the IRS, if applicable. The recipient of the bonus payments is solely responsible for payment of applicable taxes. For questions, please seek advice of a qualified tax professional. All decisions of FCFCU regarding this promotion are final. FCFCU may terminate or change the terms and conditions of this promotion without notice. Subject to all applicable federal, state, and local laws and regulations.

² Member may not be primary or joint owner on an existing account. Rep Payee relationships are not eligible for this promotion. Indirect members are not eligible for the new member bonus.

³ Member may not be primary or joint owner on an existing checking account. Applicable only to new Benefit Checking accounts; other account types are not eligible. Member must make at least one qualified purchase with debit card tied to new checking account within 30 days of account opening. Enrollment in eStatements through First Commonwealth Digital Banking required.

⁴ A qualifying direct deposit is defined as payroll, social security, or pension payment and must be made to member’s Checking Account, be received within 60 days of account opening, be on-going for 3 months, and total $500 or more each month.

⁵ Application must be received by 7/15/23. External loans only. Refinancing loans held by First Commonwealth are not eligible. Eligible loan types include auto, personal, Visa. Home equity loans are not eligible. Minimum loan balance $5,000.00. Subject to creditworthiness. Rates are based on an evaluation of credit. Maximum LTV may vary based on borrower’s credit profile. Terms and restrictions may apply.

⁶ Parent/Guardian of the Youth named in the account must be a member. Youth (age < 18) cannot already be a member or joint on an existing account. Deposits to the new Youth Account for the first 90 days will be matched up to $25. Deposits must remain in the account for 90 days to qualify for the match.