Checking

You're unique.  One-of-a-kind.  So why go with a one-size-fits-all checking account?  At First Commonwealth Federal Credit Union, we offer four distinct checking accounts so you can select the one that best matches your needs and lifestyle.  Whether you want an interest-bearing account loaded with all the bells and whistles - or simply need a basic account that gets the job done- you'll find just what you're searching for right here at your credit union.

Compare

1Minimum balance of $25,000 in Elite Checking on the last day of the month required.
2Minimum combination balance of $2,500 in Savings, High Yield, Checking, Visa Credit Card, Home Equity Line of Credit or Personal Line of Credit on the last day of the month required to avoid the monthly fee.
3The check card limit is the amount of funds you may withdraw on a daily basis at an Automated Teller Machine (ATM) or purchase at Point of Sale (POS). Contact First Commonwealth if you plan on making a purchase larger than the limit to discuss options.
4Personal Identification Number activity limits does not include ATMs owned and operated by First Commonwealth FCU, as withdrawals are unlimited for our members when using our ATMs. See locations.
5If the Fresh Start Checking is maintained in good standing and the member's financial situation improves, the account will automatically be upgraded to a Value Checking after one year. For assistance on budgeting, savings and improving your credit, members can use the free BALANCE  program provided by First Commonwealth.

Debit Cards

Visa® Debit Card

This versatile debit card provides you with instant access to your funds at ATM's and millions of locations worldwide. When shopping, just swipe your card, select the “credit” option and sign. Your purchases will be deducted from your checking account. 

You can  use your First Commonwealth card without surcharge at participating CU$ Network ATMs.


Stolen or Lost VISA Cards

To report a lost or stolen ATM or VISA Debit Card or VISA Credit Card

Within the United States, call toll free – 1.800.472.3272

International (call collect)

  • Credit Cards: 1.973.682.2652
  • Debit Cards: 1.973.262.2024

Denied Transactions

If you are experiencing problems with denied transactions, call the EnFact neural network to confirm possession of your card.

In the United States:

  • Credit Cards: 1.866.886.7252
  • Debit Cards: 1.800.262.2024

International (call collect):

  • Credit Cards: 1.973.682.2652
  • Debit Cards: 1.973.262.2024

If you are traveling out of town or internationally, contact us

Ensure your transactions are processed and your credit card isn't blocked.  To protect you from fraud, credit cards are flagged if there is suspicious activity such as the card being used in another country. 

Contact Member Services

Phone: 610.821.2403

Email: memserv@firstcomcu.org.



Switch My Account

Making the switch to First Commonwealth is as easy as 1 - 2 - 3!

  1. Complete the Close Down Your Old Accounts Form, then mail to your current institution.
  2. Complete the Change Payroll Direct Deposit Form, then provide a copy to your employer.
  3. Complete the Change Automatic Withdrawal Form, then mail or fax the form to each of the companies currently making withdrawals from your account.

For your convenience, you can look up financial institution routing numbers online.

First Commonwealth's routing number is: 2313 7919 9 

If you have any questions, please stop into any of our convenient six locations, call us at 610.821.2403 or email  Member Services.

Order Checks

Order Checks

Reorder checks

Resources

Free education for our members.

Management of Checking Account

Toolkit

Helps you successfully maintain a checking account which will put your on the path toward greater financial stability and security.

My Finance

HomeLink Online Tool

You can easily set budgets, track financial goals and stay on top of your finances with this HomeLink Online tool.