Visions for Students

Teens (13-17) & Young Adults (18 to 24)
Our great products, services and 24/7 convenience help teens and young adults learn how to save and use credit wisely. Teens receive a quarterly newsletter and young adults receive brass magazine, full of practical information on savings, entrepreneurship, investing, budgeting and life.

Savings Account

• First Commonwealth deposits the initial $5 into a new account
  
• Earns a competitive dividend rate
• Minimum balance requirement is just $5
• No monthly service fee
• No per-transaction fee

Checking Account

• Open new Visions checking with a debit card and get $10
  
• No charge for first order of checks
• No minimum balance requirement
• No monthly service fee
• No per-transaction fee
• Unlimited check-writing ability
• Unlimited PIN-based transactions
• Free bill payer service, e-Payer
  

VISA CheckCard (debit card)*
The VISA CheckCard can be used wherever VISA debit cards are accepted by merchants. Transactions are automatically deducted from your checking account with the credit union.

• Open new Visions checking with a debit card and get $10
  
• No transaction limit
• No annual fee
• $400 daily cash withdrawal limit

* Members under 18 years of age will need an adult co-owner.

HomeLink Online Banking
First Commonwealth's online banking service. You'll have access to all of your FCFCU accounts online, 24/7 using HomeLink. The best part is that it's free!

VISA Classic Credit Card*
The best way to ensure that credit is being used responsibly is to start with a credit card with a limit up to $1,000.

• Competitive variable rate
• 25-Day grace period on purchases
• Same rate for cash advances and purchases

Open a new account online.

For more information or to add services to an additional account, visit your local branch, call  610.821.2403 or email us at memserv@firstcomcu.org.