About First Commonwealth

First Commonwealth is a not-for-profit financial cooperative, chartered by the National Credit Union Administration, an agency of the U.S. Government. Our credit union is jointly owned by our members. Each member who opens a share (savings) account with a minimum $5 balance is an equal owner in the credit union. First Commonwealth is democratically controlled by its members who elect a volunteer board of directors from the membership. Our credit union exists to improve the financial well being of our members.

Most types of financial institutions must distribute profits to stockholders or principal owners. Because the credit union does not have stockholders or principal owners, we can return profits to our members in the form of higher dividends on savings, lower rates on loans and lower fees. 

Better Than Other Financial Institutions
First Commonwealth provides a full line of financial services. From a basic savings and checking account, you can create your personal package of credit union services. Credit union services such as HomeLink online banking, TellerPhone audio response and VISA Check Card provide the convenience that your lifestyle demands.

Safe, Sound, Secure
Your deposits are safe at First Commonwealth Federal Credit Union. Our credit union has had a consistent and stable financial history. In addition, our member's accounts are insured up to $250,000 by the National Credit Union Share Insurance Fund.

Mission Statement
FCFCU is a full-service financial cooperative based in the Lehigh Valley. We are committed to:

• Promoting the financial well-being of all our members/owners according to their needs and expectations.
• Offering a rewarding employment experience to our employees with fair compensation and challenging work.
• Ensuring the continued financial stability of our institution.

2009 Board of Directors and Officers