*New checking account must be opened between 4/1/18 and 6/30/18. Member may not be a primary or joint owner on an existing First Commonwealth checking account. Ongoing new direct deposit of at least $500/month required. Qualifying new direct deposit(s) must be received by 8/31/18 to qualify for $50 incentive. First Commonwealth account(s) must be in good standing in order to be eligible. For accounts opened between 4/1/18 and 6/30/18 whose direct deposit is received by 7/15/18, incentive payment will automatically be credited to the new checking account by 7/31/18. Accounts whose qualifying direct deposit is received after 7/15/18 but on or before 8/31/18, will receive the incentive by 9/30/18. Only one incentive payment per qualifying member. Any and all tax liability is the responsibility of the member. **New Visa application must be received between 4/1/18 and 6/30/18. Qualifying transaction must be made by 7/31/18. A qualifying transaction is defined as any balance transfer, purchase or cash advance made between 4/1/18 and 7/31/18. Incentive will be credited to the qualifying member’s savings account within 90 days of qualifying transactions. Only one incentive payment per qualifying member. ***New loan application must be received between 4/1/18 and 6/30/18. Loan amount must be $5,000 or more to qualify for the incentive. Closed-end loans only; indirect loans and lines of credit are not eligible. Refinancing of loans from other institutions only; existing FCFCU loans are not eligible. Incentive payment will automatically be credited to the qualifying member’s savings account at closing. ****Members who meet the criteria for all three incentives will receive a $50 bonus incentive. This incentive will be automatically credited to the qualifying member’s new checking account. Any and all tax liability is the responsibility of the member.