Transfer high-rate balances today and pay NO balance transfer fees! Plus, from February 1 - April 30, 2018, transfer balances to your First Commonwealth Visa® and enjoy as low as 1.99% APR until April 2019*
When you have any Visa credit card from First Commonwealth, you are entitled to:
- No Annual Fee
- No Balance Transfer or Cash Advance Fees
- No Penalty APRs
We also offer secured Visa cards, which do not require a credit check. They are a great way to build your credit score and history.
You can also request balance transfer checks at any financial center or call us at 610.821.2403.
*APR=Annual Percentage Rate. All applicants applying for a Visa will be reviewed for creditworthiness. If approved, the type of card (Platinum, Platinum Rewards) and the credit line granted are subject to the credit union’s underwriting guidelines. VARIABLE RATE INFORMATION: Visa Platinum: The APR is equal to Prime Rate plus a margin of 3.74%, 6% or 10%, depending on creditworthiness, and will never be greater than 18%; Visa Platinum Rewards: The APR is equal to Prime Rate plus a margin of 5% and will never be greater than 18%.
Visa Balance Transfer Important Information: *The promotional rate is for qualifying borrowers and is as low as 1.99% APR and will be applied to Visa Platinum and Visa Platinum Rewards balance transfers made between February 1, 2018 and April 30, 2018. Balance transfers must post to your account by April 30, 2018 to receive the promotional rate.
When you take advantage of the promotional offer, Visa Platinum balance transfers for qualifying borrowers will accrue interest as low as 1.99% APR until April 30, 2019 from the balance transfer date; any remaining balance will begin to accrue interest at the variable rate as low as 8.24% APR, which is subject to change. Visa Platinum Rewards balance transfers for qualifying borrowers will accrue interest as low as 1.99% APR until April 30, 2018 from the balance transfer date; any remaining balance will begin to accrue interest at the variable rate of 9.50% APR, which is subject to change.
Payments will be applied as stated in your Visa Consumer Credit Card Agreement. Any existing balances on current First Commonwealth Federal Credit Union loan and/or credit card accounts are not eligible for the balance transfer offer.