Balance Transfer Offer

Transfer your high-rate balances to your First Commonwealth VISA® card and start saving money!

New and existing VISA® Platinum,  VISA® Platinum Rewards can enjoy a special promo rate as low as 1.99% APR* for 12 months for all balance transfers between February 6, 2017 and April 30, 2017.

Take advantage of these great rates:

  • 1.99% Promo APR*  for all balances transferred to your  VISA® Platinum or VISA® Platinum Rewards Cards for 12 months
  • After that:  Visa® Platinum - 7.49% APR*
                              Visa® Platinum Rewards - 8.75% APR*
                             

Apply Now! Apply Now! Apply Now!


Here's how you can transfer your balances today:

We suggest you bring your most recent billing statement(s) with you when you come into the branch to make balance transfers.

Use our credit card balance transfer optimizer calculator to help you determine the best distribution of your credit card debt:  By entering your credit card balances, rates and credit limits this calculator determines which balance transfers will produce the greatest savings.


Visa® Balance Transfer Important Information: *The promotional rate is for qualifying borrowers and is as low as 1.99% APR (Annual Percentage Rate) and will be applied to Visa Platinum and Visa Platinum Rewards balance transfers made between February 6, 2017 and April 30, 2017. Balance transfers must post to your account by April 30, 2017 to receive the promotional rate. When you take advantage of the promotional o¬ffer, Visa Platinum balance transfers for qualifying borrowers will accrue interest as low as 1.99% APR until April 30, 2018 from the balance transfer date; any remaining balance will begin to accrue interest at the variable rate as low as 7.49% APR, which is subject to change. Visa Platinum Rewards balance transfers for qualifying borrowers will accrue interest as low as 1.99% APR until April 30, 2018 from the balance transfer date; any remaining balance will begin to accrue interest at the variable rate of 8.75% APR, which is subject to change. Payments will be applied as stated in your Visa Consumer Credit Card Agreement. Any existing balances on current First Commonwealth Federal Credit Union loan and/or credit card accounts are not eligible for the balance transfer offer. All applicants applying for a Visa will be reviewed for creditworthiness. If approved, the type of card (Platinum, Platinum Rewards, Gold or Classic) and the credit line granted are subject to the credit union’s underwriting guidelines. VARIABLE RATE INFORMATION: Visa Platinum: The APR is equal to Prime Rate plus a margin of 3.74%, 6% or 10%, depending on creditworthiness, and will never be greater than 18%; Visa Platinum Rewards: The APR is equal to Prime Rate plus a margin of 5% and will never be greater than 18%.