Holiday Reminder

All First Commonwealth offices are closed Monday, May 28, 2018 in observance of Memorial Day. Online, mobile & phone banking are always open. Make deposits at any network ATM & using mobile Remote Deposit Anywhere.

Auto Loans

If you’ve been dreaming of a new vehicle – something with a little more zoom or a little more room – First Commonwealth is here for you.

Get pre-approved before you shop. We offer:

  • No payments for 60 days
  • Up to 125% financing of MSRP or NADA  retail value on new or pre-owned vehicles
  • Terms up to 84 months on new purchases and up to 72 months on pre-owned purchases
  • Pre-approvals with the ability to lock in your low interest rate for 30 days before purchasing

Apply Now


OTHER VEHICLE LOANS

Along with loans for cars and trucks, we also provide financing for motorcycles, boats and RVs.

You’ll enjoy:

  • Competitive rates
  • Affordable payments
  • Terms up to 84 months for new motorcycle purchases and up to 72 months for pre-owned purchases
  • Terms up to 120 months for boats and RVs

Express loan

Express Loan Checks

Ready to shop for your new car? Apply for an auto loan and leave with a check. No need to come back in to the center to close.

Learn More

Auto refinance

Refinance

Already have an auto loan from another lender?

Refinance Now

 

first time auto buyer

First-Time Auto Buyer

Our first-time auto-buyer program is designed for members with no credit history.

Learn More

Auto PreApproval

Check Your Loan Status

Already submitted an application? Need to check the status or upload documents?

Check Now

auto smart

Find Your New Car Now

Whether it is a new or used car you can search, research and finance your next car on our site.

Search Now

 

participating dealers

Participating Dealers

Get a First Commonwealth loan onsite at participating dealers.

View Now

 

Table data for Auto Loan Rates
 05-28-2018
Type Term1 APR (as low as)2 Alert Me
New Auto up to 36 months 1.69% Receive a notification when this rate changes
up to 48 months 2.84% Receive a notification when this rate changes
up to 60 months 2.99% Receive a notification when this rate changes
up to 72 months 3.74% Receive a notification when this rate changes
up to 84 months 4.24% Receive a notification when this rate changes
Used Auto3 up to 36 months 2.44% Receive a notification when this rate changes
up to 48 months 3.29% Receive a notification when this rate changes
up to 60 months 3.39% Receive a notification when this rate changes
up to 66 months 3.85% Receive a notification when this rate changes
up to 72 months 4.25% Receive a notification when this rate changes
External Refinances4 up to 72 months4 .25% rate discount5 Receive a notification when this rate changes
  • 1Term restrictions may apply for excess miles/mileage (100,000+ up to 175,000). Refinance terms up to 72 months only.
  • 2Annual Percentage Rates (APRs) are based on an evaluation of credit. Maximum LTV may vary, based on borrower's credit profile.
  • 32015 to 2018 model years only for used auto loans up to 72 months.
  • 42015 to 2018 model years only for refinance terms up to 72 months.
  • 5Refinancing of loans from other institutions only; existing FCFCU loans and auto purchases are not eligible for rate discount. Rates are subject to change at any time and without notice. Ask for details.

Table data for Boat & RV Loan Rates
 05-28-2018
Type Term APR (as low as)1 Alert Me
New & Used up to 60 months 5.49% Receive a notification when this rate changes
up to 84 months 6.49% Receive a notification when this rate changes
up to 120 months2 7.49% Receive a notification when this rate changes
  • 1Rates are based on an evaluation of applicant credit. Final rate may vary at closing.
  • 2$10,000 minimum loan amount for 85+ months.