Auto Loans

If you’ve been dreaming of a new vehicle – something with a little more zoom or a little more room – First Commonwealth is here for you.

Get pre-approved before you shop. We offer:

  • No payments for 60 days
  • Up to 125% financing of MSRP or NADA  retail value on new or pre-owned vehicles
  • Terms up to 84 months on new purchases and up to 72 months on pre-owned purchases
  • Pre-approvals with the ability to lock in your low interest rate for 30 days before purchasing

Apply Now


OTHER VEHICLE LOANS

Along with loans for cars and trucks, we also provide financing for motorcycles, boats and RVs.

You’ll enjoy:

  • Competitive rates
  • Affordable payments
  • Terms up to 84 months for new motorcycle purchases and up to 72 months for pre-owned purchases
  • Terms up to 120 months for boats and RVs

Express loan

Express Loan Checks

Ready to shop for your new car? Apply for an auto loan and leave with a check. No need to come back in to the center to close.

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Auto refinance

Refinance

Already have an auto loan from another lender?

Refinance Now

 

first time auto buyer

First-Time Auto Buyer

Our first-time auto-buyer program is designed for members with no credit history.

Learn More

Auto PreApproval

Check Your Loan Status

Already submitted an application? Need to check the status or upload documents?

Check Now

auto smart

Find Your New Car Now

Whether it is a new or used car you can search, research and finance your next car on our site.

Search Now

 

participating dealers

Participating Dealers

Get a First Commonwealth loan onsite at participating dealers.

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Table data for Auto Loan Rates
 04-24-2018
Type Term APR (as low as) Alert Me
New Auto up to 36 months 1.69% Receive a notification when this rate changes
up to 48 months 2.84% Receive a notification when this rate changes
up to 60 months 2.99% Receive a notification when this rate changes
up to 72 months 3.74% Receive a notification when this rate changes
up to 84 months 4.24% Receive a notification when this rate changes
Used Auto up to 36 months 2.44% Receive a notification when this rate changes
up to 48 months 3.29% Receive a notification when this rate changes
up to 60 months 3.39% Receive a notification when this rate changes
up to 66 months 3.85% Receive a notification when this rate changes
up to 72 months 4.25% Receive a notification when this rate changes
Maximum term for model years 2010 and older is 60 months for loan amounts of $10,000 and greater; 48 months for loan amounts under $10,000. Maximum LTV may vary, based on borrower's credit profile. Length of term is dependent on credit score. 2015 to 2017 model years only for used auto loans up to 72 months.

Table data for Boat & RV Loan Rates
 04-24-2018
Type Term APR (as low as)1 Alert Me
New & Used up to 60 months 5.49% Receive a notification when this rate changes
up to 84 months 6.49% Receive a notification when this rate changes
up to 120 months2 7.49% Receive a notification when this rate changes
  • 1Rates are based on an evaluation of applicant credit. Final rate may vary at closing.
  • 2$10,000 minimum loan amount for 85+ months.